What do you guys think?

Good for the lady.
Got assets such as properties.

Meanwhile we all still anjing in /k

ini malcom dupe siapa? eds?

Buat apa earn 15k

Sugarbabe

Nowadays i seen many advices not to invest in properties

Dia own ke rent from bank?

Properties are too illiquid.

It can take a long time for you to find out that it is not a wise investment, especially when you try to sell.

Stay away from properties unless you know what you are doing - which is very few people.

Rental industry.

Kena rented out to be sweets.

Agree.
I have a flat that I bought over 29 years ago that I want to sell. Even the decades long capital appreciation is not enough to get me a new unit these days. The rental income just enough to not starve. I think owning property for poor people is just a tool for forced saving. Have to be rich to earn significantly from property. Calculating the KWSP returns over the decades. If I don't count the rental income, I think putting the money in KWSP will get me almost double returns compares to the flat. If I can turn back time, I'll just all in KWSP.
I feel like all these years; I just helped the bank gets richer.

property lol

Yup true, the era of property investment are gone.

Not worth it, some people think they can flip the property for higher prices etc.. but actually not.

the multiple signs property bubble gonna burst thered?

This lherng making a lot of assumptions that property prices can go up to cover interest rates and exoenses.

This post has been edited by Drian: May 15 2025, 06:11 AM

i just wondering how buying a property is considered "forced saving" when it is so hard to liquidate the property and get back your saving. Yea, the property can appreciate in value but as long as there is no buyer, it is still on paper.

Plantation land better than house esp along west coast with development potential like Selangor n Greater JB. At least 10% annual returns.

Thats why buy only if u are staying in it. Leverage your salary for home loan. Instead of buying second property invest in bonds/stock/etf

Dont buy if u think u can rent it out airbnb then sell it away in less than 10 years. You get better returj from FD im not even kidding. Minus the headache of maintaining a property n dealing with tenant.

All those who stucked with high rise property stay silent like rape victim. They kena fucked in the ass, cant sell cant rent out. Stay quiet cos malu.

For some less deciplined people, without the mortgage, they will just spend it. I think I won't be even having this flat if I didn't start way back then. The rental helped pay for the loan, then again, after all this, there is still nothing much to shout for. A low cost flat is not enough for anything in these market.
Thus, the rental that helped with the loan can be a sort of forced saving.

This post has been edited by samftrmd: May 15 2025, 07:36 AM

Last Time i got a bos…like 7 years ago…

He used to hold up to 10 or 12 poorperty at one point. Then he saw that poorperty yinvestment not viable anymore.

Quickly sell almost all until left 2 units only. 1 for his own stay and just another one for rental.

he says era of poorperty yinvestment in merehsia is long gone edi.

This post has been edited by max_cavalera: May 15 2025, 07:40 AM

I agree.
I think I'm "lucky" that the investment property I bought is a low cost flat that the rental is affordable. Might have a harder time to rent out otherwise. At least not as consistent a rental income as what I have now. Then again, the rent money is so little, it takes so long to pay bay the bank and not even enough to retire with.