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 My debit card kena hack and make transfer to

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ZeroSOFInfinity
post May 5 2025, 08:01 AM

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QUOTE(limfreelance @ May 4 2025, 09:57 PM)
cerita macan ni.
pagi tadi around 6am. my phone keep notification of kucing bank. it like around every 1 min got 1 notification.
That annoying sound wake me up and i see my my phone shown the notification u have transfered rm 12.9 to palpay.
shit, then i kill switch my app and call the service center to cut my debit card.
i need to go to bank to re apply new debit card and unlock my online banking.

so i was thinking where i used my debit card.
i pigi beli barang pakai cash or TNG. shopee is by online banking.
last friday i go service car, every year i service i pay cash, but this time they only accapt use e-wallet or cc/DC... no cash.

so, i need to pay by DC. my DC limited rm300, takut hilang kena scam,.. the car fee is 700, so tak cukup bayar then i set the card to 1K limited and pay the fee.
Then shit happend.
Then pertama kali kena hack liao.

i belip the monent i change the setting of my DC limited or when i make payment then kena hack liao.

each hack to sale debit paypal is rm12.9, and total 16 transaction after i kill switch.

anyone encounter before.
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This is why I don't use Debit card for any transactions, and set the max amount to zero. Because when shit like this happens, slowly wait until you get back the money. CC can dispute and cancel card immediately.
ZeroSOFInfinity
post May 5 2025, 08:28 AM

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QUOTE(Hobbez @ May 4 2025, 10:16 PM)
I dont trust any ewallet and not even TouchnGo.

Local banks wont give CC, but foreign banks will.

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This. Local banks very lansi won't give you CC unless having "substantial amount" in your account (FD, savings, investments, etc).

While foreign banks welcome you with open arms and don't matter how much you have, so long you are "clean" and not blacklisted.

How I know? I applied before Harimau and HLBB. Both rejected. But PBB I can get because a majority of my money is in there, while the previous 2 only got some money. For Citi (last time) and UOB though, applying online and via branch, got approved and card sent within next month.

The thing is, local banks want "security" while foreign are more "repeat customer minded".

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