cerita macan ni.
pagi tadi around 6am. my phone keep notification of kucing bank. it like around every 1 min got 1 notification.
That annoying sound wake me up and i see my my phone shown the notification u have transfered rm 12.9 to palpay.
shit, then i kill switch my app and call the service center to cut my debit card.
i need to go to bank to re apply new debit card and unlock my online banking.

so i was thinking where i used my debit card.
i pigi beli barang pakai cash or TNG. shopee is by online banking.
last friday i go service car, every year i service i pay cash, but this time they only accapt use e-wallet or cc/DC... no cash.

so, i need to pay by DC. my DC limited rm300, takut hilang kena scam,.. the car fee is 700, so tak cukup bayar then i set the card to 1K limited and pay the fee.


Then shit happend.
Then pertama kali kena hack liao.

i belip the monent i change the setting of my DC limited or when i make payment then kena hack liao.

each hack to sale debit paypal is rm12.9, and total 16 transaction after i kill switch.

anyone encounter before.

Total 206.40 small change nia

which car SC?

yeah, kat mana nie.....

kalau tidor mato macan vavi pada hari Ahad, nanti bangun pukul 10am... all saving sudah kong

ayam pakai kereta kecil, ayam bukan pakai potong
nanti takut kena sue.

why dont you use CC instead of debit card?

orang miskin, bank tak kasi CC.

Buat report polis. Kalau jarang guna debit card sangat senang nak narrow down macam kes awak.

CC has a layer of protection, like wearing a condom.
DC = cash, bare-bone.

Use wise, they got top up card if kena hack just the top up amount GG

I dont trust any ewallet and not even TouchnGo.

Local banks wont give CC, but foreign banks will.

This post has been edited by Hobbez: May 4 2025, 10:18 PM

last time my cimb also kena, you can call paypal and report, they will even tell you the name who use your card

I suspect there's more to it.

Your phone got used 3rd party apk installed apps such as Vanced YTube and other similar apps or not?

Should have reduce back your limit after that transaction immediately.

Should have asked for the SC account directly debit in(DuitNow transfer) and show receipt. How did he receive the payment from you? Using e-POS with card reader?

This post has been edited by petpenyubobo: May 4 2025, 10:24 PM

Can get back one minus the Forex fee , actually u kena charge double forex fee . RM to USD , then USD back to RM and this bank won't refund u . I kena before .

Debit card tiada secure sign ?

Most likely the culprit works for the service centre and use a card reader to scan and copy yr card details. Use CC also safer than DC as CC payment is not immediate and still got chance to stop payment.

It is very important to know the method which you used to pay the SC with your DC.

Did they use an E-POS card reader device?

A safer way is just transfer a fixed amount just enough to TnGo account then pay from there or transfer DuitNow directly to merchant's account with proof of receipt.

Never give your card to an unknown person for readouts.

Workshop nearby no ATM?

This post has been edited by petpenyubobo: May 4 2025, 10:37 PM

never ever ever ever use your hard earn money debit card to buy anything physical or online. use it only as atm card and nothing more.
get a firewall card like wise, bigpay, tng

Also never go to the workshop again, if they can steal yr money so much easier for them to cheat you on car service

Who knows maybe swap out genuine parts from the car might happen when you're not seeing.

Don't trust people so easily nowadays.