Etiqa Motor Takaful Surplus Cashback - did you get
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 Apr 30 2025, 09:34 PM, updated 8 months ago
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#1
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Senior Member
5,578 posts Joined: Aug 2011 
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My policy purchased in 2023, I never made a claim. Until now, there is no surplus distribution "cashback".
Did any of you receive it already? Note: I am NOT talking about Drive Less, Save More cashback. That's something else altogether. Note 2: This ONLY applies to Etiqa motor TAKAFUL, not conventional motor insurance. |
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Apr 30 2025, 09:42 PM
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#2
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Senior Member
5,578 posts Joined: Aug 2011
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QUOTE(MR_alien @ Apr 30 2025, 09:41 PM) i use etiqa for so many years...i've only received one year cashback out of nowhere(which i think it is) Oh so it is not every year you mean to say? In all those years, you use the Takaful version? |
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Apr 30 2025, 11:21 PM
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#3
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Senior Member
5,578 posts Joined: Aug 2011
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QUOTE(saintprayer @ Apr 30 2025, 09:45 PM) Surplus is a “surplus” only when there is “surplus” (meaning profit). If there is no profit there will not be surplus distributed. Same as above I too only received it once… Fair enough. They were loss making in 2023 so didn't declare a surplus. But they did declare a surplus for FY2024. For my case, the policy period was Oct 2023 - Oct 2024. I wonder which year it is considered under, 2023 or 2024? Most likely 2023, and this is why I didn't get any surplus cashback. Thank you!  |
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