old car if still keep (not selling) the ncd become 0%, coz 55% transferred to new car.

if old car policy not expired yet, example expiry date is october and u buy new car on july, recommended to go to counter (walk-in) of the insurance/takaful provider branch, top up the diff to old car policy (will be pro-rate), then they will issue a letter regarding that, bring the letter to new car insurance/takaful provider to transfer that 55%. easier if same provider.

usually (easiest way) is wait old car policy expired first, dont renew yet and go buy new car mentioned to sales agent to transfer the old car ncd.
after pay new car policy then only renew old car policy online.



This post has been edited by erry-: Apr 18 2025, 11:25 AM