Anyone familiar with this offer? Worth to consider?

My current plan is old over 20 years





This post has been edited by trumpkampung: Mar 12 2025, 08:16 PM

I m ge agent.. wanna change? Come to me i give u good svc hahah

Where do you get this from? I don't see this offer anywhere.

its an offer emailed to me....with limited time offer to sign in

No free lunch.

premium got increase right?

Then next year price also upgrade

no underwriting = absolutely go for it, no regrets. I'd also take option 2. The premiums you pay will look like chicken feed in 10 years time when medical costs hit the roof

need to check amd see the price increment i need to pay. hopefully not too much

u better check the premium instalment got any change in the term of payment for long term

"upgrade" means your premium change lettew

Reconstructive surgery benefit??
Fuck me! I paid 20k for it now the new riders have it?

Yes, I suggest go for option 2

the fact that they are offering you an "upgrade" means that the term they previously set for you is very good to you and bad business for them.

there is really no free lunch especially with insurance company.

check each and every term they "upgrade" and the premium increment.

U Google how many ppl sue GE first

My mil after kena upgrade when claim insurance company deny claim say she memang want to claim that why take up the offer . Padahal the upgrade is by the insurance company blanket upgrade to all user .

how much top up?

If you are coming from an older medical plan (SMX and before), it's a no brainer to upgrade.

If you have SMM/SMS, not sure if this upgrade will even be offered. It is inferior in some ways (higher deductible). But in general it is slightly more comprehensive, and the premiums are like to like.

If you are coming from an older plan, this might, if anything, be cheaper.

This plan is different.
Same plan but with added benefit.