https://www.rhbgroup.com/treasury-rates/mul...card/index.html if you already paid for the RM20 annual debit card, can look at Multi Currency Account/-i Debit Card Special Counter Rate*



btw, use sunway money for IBKR (via sg banks). cheaper
https://wise.com/my/pricing/hold-fees?sourc...USD&track=false
https://wise.com/my/pricing/hold-fees?targe...SGD&track=false

already given hint. Open Sunway money account and send online to sg

should receive salary with RHB MCA. Won't be auto converted

Actually, if you receive salary in USD, why not ask them to send to your Wise acct? Straightaway deposit into IBKR. Unless your employers are not based in USA

This post has been edited by Medufsaid: Feb 14 2025, 12:55 PM

rx330 https://www.rhbgroup.com/-/media/Assets/Cor...account-faq.pdf

deleted

This post has been edited by Medufsaid: Feb 14 2025, 03:50 PM

rx330 ok you might be right. /media/Assets/Corporate-Website/Document/Multi-Currency-Docs/multi-currency-account-faq.pdf

RHB bank might be that lousy. i'm trying to find TnC under personal. common sense might be uncommon in malaysia

This post has been edited by Medufsaid: Feb 14 2025, 04:03 PM

Paradigmata their rates got way way better 4-5 months ago. my screenshot is live comparsion as of 12pm today want to format it this way but malas

wise usd	wise sgd	sunway money
https://wise.com/my/pricing/hold-fees?sourc...USD&track=false	https://wise.com/my/pricing/hold-fees?targe...SGD&track=false

This post has been edited by Medufsaid: Feb 14 2025, 05:05 PM

jaapers don't know how good your comprehension skills are, or just trolling

if i send SGD8000 via wise, i have to pay RM26,573.61. if i send SGD8000 via sunway money, i have to pay RM26,489.52

which is more value for money?

can send SGD to IBKR, convert to USD, and buy BIL etf, 4.55%p.a.

seems like can receive

This post has been edited by Medufsaid: Apr 17 2025, 11:30 AM

rx330 better ask dwRK here https://forum.lowyat.net/topic/5518930