Nonsense la. 2mil is enough already. Assuming u have 2mil in your epf and 6% dividend, u have rm10k every month, free of charge for u to use without touching a single cents of the 2mil.

10k for a retiree aged 60 is more than enough for comfortable. Keypoint here is comfortable, not luxury. The bodo video maker sure fails english and duno to differentiate this 2 meaning.

lol the numbers are meaningless, because as you said, you won't know how much your money is going to be worth at that time.

Today jiken rice RM8, when you retire how much is jiken rice 20 years from now? RM20?

The easiest way is to look at the value of money today, and depend on EPF dividends to cover inflation. It will usually match or exceed the inflation.