Insurance claim for own fault accident?, Not involve other car
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 Jan 5 2025, 11:15 PM, updated 12 months ago
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#1
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Senior Member
6,269 posts Joined: Jul 2005 From: UEP Subang Jaya   
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If I bodoh2 bang/scratch something, can I claim insurance for the cost of repair? Obviously burn NCD etc.
Similarly, if I kena hit and run (parked car, come out and its got calar or dent), can claim insurance? Do I need police report etc? |
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Jan 6 2025, 12:06 PM
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#2
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Senior Member
6,269 posts Joined: Jul 2005 From: UEP Subang Jaya
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QUOTE(jacktay94 @ Jan 5 2025, 11:44 PM) Yes. Need police report. Police report just to state what happened right?Depends on insurer, you might need to pay a bit if there's minimum excess. That's about it.  QUOTE(MrBaba @ Jan 6 2025, 12:21 AM) Yr NCD worth 3-4k if yr repair 1k unless yr calculator rosak then idk why u want burn yr NCD . If damage like 10k above can understand Currently for that car NCD is 0 because of something which has happened in this same year of insurance. So effectively whether I claim or not claim this incident NCD unaffected. Is not burning full NCD.QUOTE(gahpadu @ Jan 6 2025, 09:12 AM) 300 fine for sure. Good only for for NCD 0 or 25% Saman from police? If hit and run also will get saman? |
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