Dear all,

Hope you have a wonderful Sunday morning.

https://docs.google.com/forms/d/1lmQ_ZVLjpF...h_cn5U4kSo/edit

Out of curiosity, I decided to do my MBA research about this Health Insurance purchase intention among Malaysians. I am deeply interested in the real thought of Malaysian so am posting this, seeking help to share out to as many Malaysian as possible to collect opinions.

If you have any questions, feel free to contact me at mei.ling.lim@student.usm.my

Thank you for your time.

Sincerely,

Lim Mei Ling
MBA Student, USM
Supervised by Dr. Jeff Cheah

This post has been edited by penny2: Dec 1 2024, 09:41 PM

i think question should ask is, why they take medical card, it is not about it's important

Oh? Cos if you think it is important, you would then decide whether you will and can buy a medical card, isn't it?

"why they take medical card, it is not about it's important"

What do you understand from that comment?
Maybe my English comprehension is outdated.

Perkeso only is enough
No money can go government hospital. Some diseases can't be treat, no point to use medical card

it is bcos medical card is not important, everyone is being brainwash to think medical card is important, so insurance can sell.

it will be the same question asking , why tuition for kid is important. tuition center will tell you, it is very important,

buyer should ask, why they are buying it , "insurance important" is just a narrative by insurance company, and people is stupid, they dont know why they are buying it.
they only know "it is important" following insurance and the market narrative.

the question being ask, "medical insurance is important?", you will get a survey of how many % market is being influence by the insurance narrative, not their personal need or risk personal financial diversify. bcos people is stupid

I also wanted a honest answer, recently my partner asked me to top up my insurance to RM400/month (currently RM270) to me is not a small amount. Its just insurance for medical.
Are they being too paranoid?

same as my mom bring me to optical store do eye test and ask, do i need to wear glasses.
the answer is yes absolutely, and 101 reason to buy one.
get worse la, protect la, etc. i decline to.

after 20 year, gladfully my vision level still maintained as is.

This post has been edited by ktek: Jan 19 2025, 08:46 PM

private medic cost increased double triple. have u been healthy all this while (hopes u are).
400x12 =4800 p.a. must provide very good benefits lo.