1 of the most Stupid thread in 2024.
EPF = forced Tax.
If you think EPF is your money, you are still deep sleep.

RM10000 today = Shit in 30 years later.
Just like how RM1000 you go back 30 years ago, you can do so much more.

EPF is just another kind of Tax. or Forced Loan

ayam most curious the effect they have on those coffeeshop and resto bangla and myanmar. unless the EPF contribution rate is lower than local rate, employers now have to factor in a minimum extra 12% extra into the gross pay, unless they can convince the workers that ("even though your take home pay is lower, but the money is still yours to withdraw once you leave").