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 2mil in EPF at 35

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annoymous1234
post Oct 12 2024, 03:33 PM

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Leave 1 mil in EPF, 1 mil in S&p500, no need to work d
silverhawk
post Oct 12 2024, 03:34 PM

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QUOTE(diffyhelman2 @ Oct 12 2024, 03:26 PM)
It’s also kinda implied when she said her bonus is 200-300k and her epf contribution from this gross is 100k.

perhaps she is also in investment banking or private equity. Can partners in law firm here make this much?
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Partner level law firm sure, as you get part of the profits

But she mentioned she's an engineer in O&G and worked her way from the bottom.
diffyhelman2
post Oct 12 2024, 03:44 PM

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QUOTE(romuluz777 @ Oct 12 2024, 02:15 PM)
Did the lady post her acct summary on the portal ?
Otherwise BS, anyone can claim that they have millions in EPF at an age when most folks are just sprouting pubic hair LOL
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QUOTE(mushigen @ Oct 12 2024, 03:33 PM)
No proof, I also can say co-own a house with Taylor Swift in DPC.
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she posted a screenshot

https://www.reddit.com/media?url=https%3A%2...0aa24a59b367951

user posted image

This post has been edited by diffyhelman2: Oct 12 2024, 03:44 PM
MasBoleh!
post Oct 12 2024, 03:47 PM

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QUOTE(silverhawk @ Oct 12 2024, 03:34 PM)
Partner level law firm sure, as you get part of the profits

But she mentioned she's an engineer in O&G and worked her way from the bottom.
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Big law firm you means? Or those shoplot law firms? Can earn that much?
MGM
post Oct 12 2024, 03:50 PM

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QUOTE(diffyhelman2 @ Oct 12 2024, 03:28 PM)
Wow really? That’s a big big loophole. Why even bother have 100k self contribution cap if you allow such large employee deductions
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The 100k self contribution is separate from this portion. So it is possible to accumulate fast.
kelvinlym
post Oct 12 2024, 04:07 PM

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I sad.

I only got 5 figures in EPF and I'm 42.
munak991
post Oct 12 2024, 04:07 PM

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Fuuu nice 1.

netflix2019
post Oct 12 2024, 04:24 PM

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QUOTE(annoymous1234 @ Oct 12 2024, 03:33 PM)
Leave 1 mil in EPF, 1 mil in S&p500, no need to work d
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If no kids la. And no wife. kek.
Aaron212
post Oct 12 2024, 04:38 PM

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QUOTE(MasBoleh! @ Oct 12 2024, 11:47 AM)
Big law firm you means? Or those shoplot law firms? Can earn that much?
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easy

1 lawyer chop for housing depending on spa price, maybe 7k

take 5k unit hong kong cheras

if u the sole law firm u up car loh

earn until hand soft
mick84
post Oct 12 2024, 04:44 PM

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Ayam not even 1/2 mil at age 40
ayam now veli jelly her.
GagalLand
post Oct 12 2024, 04:45 PM

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Topkek

You got baca or not?

He said he made 2 millions by 30, never said 2 millions saving in epf

QUOTE(M4A1 @ Oct 12 2024, 02:35 PM)
Revoz
post Oct 12 2024, 04:47 PM

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QUOTE(silverhawk @ Oct 12 2024, 03:11 PM)
In the thread, the one who said that is a different person if I recall.

I'm somewhat skeptical that can reach 50k/month in the same company. Especially if in O&G, unless you got some tali to pull you up.
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Let say she started working since age 20 with salary 50K per month. Work til age 35 now, 15 years.
Can reach how much in epf if without self contribution in 15 years?

Dun think she can get 10K-15K per month salary during 1st 5 year starting job.
Femsroot
post Oct 12 2024, 04:49 PM

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QUOTE(Chanwsan @ Oct 12 2024, 11:09 AM)
Me 25 already got 2m in epf no open thread also
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Me 15 edi got 2mill. No brag aso
beLIEve
post Oct 12 2024, 04:58 PM

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QUOTE(kawa_e @ Oct 12 2024, 11:08 AM)
Just stumbled upon a post while scrolling reddit. This woman is impressive. While there are many articles saying Malaysians do not have more than certain amount in their EPF, there are also many people with over millions in their EPF. She is one of the lucky few. Although I may never achieve what she has I hope this will give motivation to fresh grads after all the depressing posts on lowyat lately.
Source : https://www.reddit.com/r/MalaysianPF/commen...l_in_epf_at_35/
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QUOTE(diffyhelman2 @ Oct 12 2024, 01:59 PM)
Like she said, maximum self contribution is 100k per year. She took ten years to reach the first million. Compounding interest helps a lot after that
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The problem with this is, 100k self contribution a year only started last year, 2023. Before that, it's 60k. If anyone claims "a few years ago", it's a hoax.

This post has been edited by beLIEve: Oct 12 2024, 04:58 PM
JustForCheonging
post Oct 12 2024, 04:58 PM

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QUOTE(kelvinlym @ Oct 12 2024, 04:07 PM)
I sad.

I only got 5 figures in EPF and I'm 42.
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But ur networth leh?
diffyhelman2
post Oct 12 2024, 04:59 PM

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QUOTE(beLIEve @ Oct 12 2024, 04:58 PM)
The problem with this is, 100k self contribution a year only started last year, 2023. Before that, it's 60k. If anyone claims "a few years ago", it's a hoax.
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This only applies to self contribution on top of your salary deduction. With salary deduction there is no limit.
beLIEve
post Oct 12 2024, 05:01 PM

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QUOTE(diffyhelman2 @ Oct 12 2024, 04:59 PM)
This only applies to self contribution on top of your salary deduction. With salary deduction there is no limit.
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QUOTE
Self contribution - I only discovered self contribution a few years ago. Since then I’ll max out the Rm100k self contribution

diffyhelman2
post Oct 12 2024, 05:02 PM

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QUOTE(beLIEve @ Oct 12 2024, 05:01 PM)

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She posted a screenshot of her balance in post 83
beLIEve
post Oct 12 2024, 05:04 PM

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QUOTE(diffyhelman2 @ Oct 12 2024, 05:02 PM)
She posted a screenshot of her balance in post 83
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I saw. How to prove it's hers?
novblaze
post Oct 12 2024, 05:16 PM

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QUOTE(Kaya Butter Toast @ Oct 12 2024, 11:10 AM)
Sad. I only got 372k at 33.

Probably gonna kill myself
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very high. I mid 30s going to 40 baru lepas 300k

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