.

Also all in EPF is the epitome of female investment. lol. They will "diversify" to FD in SGD.

Obviously it's mostly self contribution from "external" sources la. 35 years old, say you graduate around 25-26yo within 9 years you start from bottom can contribute millions to EPF?

Yes. It's not about trust though, it's about understanding how the structure works.
It's among the most stable of investment avenues.

Actually if work backwards, the amount is debatable…

One need to contribute RM10k per mth in epf for 12 years at 5% dividend to hit RM2M.

Company will pay 12%, self contribute 11%, so about RM5k per month self contribution. So her average per month salary is RM45k for period of 12 years.

If she does not start with RM45k and follow normal incremental path of workers starting RM3k, so roughly her per mth earning RM160k now. So increment per annum is 43%.

Damn high pay.
Is she sugarbaby ?

Bonus is considered in annual compensation, can be averaged out as monthly wage for simple calculation… unless you are in company that pays 36 months bonus every year i think not likely for typical company, i know TSMC and Tencent did pay that high occasionally … but not a typical company in Malaysia.

To add the 45k is for past 12 years not current only. Means from fresh grad onwards 45k per mth to accumulate.

Is that even allowed?

In the thread, the one who said that is a different person if I recall.

I'm somewhat skeptical that can reach 50k/month in the same company. Especially if in O&G, unless you got some tali to pull you up.

Can be much higher than 25%, my sibling is doing 60%.

Did the lady post her acct summary on the portal ?
Otherwise BS, anyone can claim that they have millions in EPF at an age when most folks are just sprouting pubic hair LOL

No proof, I also can say co-own a house with Taylor Swift in DPC.

The problem with this is, 100k self contribution a year only started last year, 2023. Before that, it's 60k. If anyone claims "a few years ago", it's a hoax.

what engineer is she?