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 2mil in EPF at 35

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TSkawa_e
post Oct 12 2024, 11:08 AM, updated 2y ago

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Just stumbled upon a post while scrolling reddit. This woman is impressive. While there are many articles saying Malaysians do not have more than certain amount in their EPF, there are also many people with over millions in their EPF. She is one of the lucky few. Although I may never achieve what she has I hope this will give motivation to fresh grads after all the depressing posts on lowyat lately.

QUOTE
This is going to be a flex but I can’t share with people irl but I realize I’ll hit Rm 2 mil in my EPF account by the end of this year!

How I achieved this:

The obvious is that I have a high paying job. I never job hopped (same company since graduation) and purely got to where I am through internal promotions and increments.

Self contribution - I only discovered self contribution a few years ago. Since then I’ll max out the Rm100k self contribution

Never withdrawing from my epf - I have not touched my epf at all eventhough I can technically withdraw anything above 1 mil

Another obvious is the compounding effect! It took me 10 years to get to 1 mil (also lower salary then) but only 3 years to get to the second mil. My dividend alone was Rm80k last year and this will just keep growing. My total contribution last year was almost rm400k including self contribution and dividend.

Edit: I find it so interesting that everyone assumes I’m a guy. Not a single comment used she. I’m not a guy btw. Women can earn good money too.


Source : https://www.reddit.com/r/MalaysianPF/commen...l_in_epf_at_35/

This post has been edited by kawa_e: Oct 12 2024, 11:08 AM
Chanwsan
post Oct 12 2024, 11:09 AM

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Me 25 already got 2m in epf no open thread also
SUSrtk74
post Oct 12 2024, 11:10 AM

;"K]6pKBg;1]U)uSs!eF
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Lol RtK MNC internal promo max 20%
partner jump up 50%
SUSKaya Butter Toast
post Oct 12 2024, 11:10 AM

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Sad. I only got 372k at 33.

Probably gonna kill myself
friedricetheman
post Oct 12 2024, 11:13 AM

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I am RM5.1k a month bus driver but satisfied with his earnings. No complains here. Enough to eat, enough to spend..
Knnbuccb
post Oct 12 2024, 11:16 AM

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She bet big on epf....

But I guess better than me put in ILP just bcoz amoi persuade
SUSM4A1
post Oct 12 2024, 11:18 AM

[*#^♥SONE♥^#]
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2mil at the age of 30
deejay_krish
post Oct 12 2024, 11:20 AM

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QUOTE(Chanwsan @ Oct 12 2024, 11:09 AM)
Me 25 already got 2m in epf no open thread also
*
yeah i also got 10mi in epf, i never open thread also
oldKyoo
post Oct 12 2024, 11:26 AM

Flashing at a street near you.
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Good for this beech.
sadukarzz
post Oct 12 2024, 11:29 AM

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apa mau flex though

kan /k semua t5
s@ni
post Oct 12 2024, 11:30 AM

Gambar Di Lesen Kereta Saya
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QUOTE(friedricetheman @ Oct 12 2024, 11:13 AM)
I am RM5.1k a month bus driver but satisfied with his earnings. No complains here. Enough to eat, enough to spend..
*
I've ssen so many cases whereby those who earn low and retire, at the end of the day, theres always a surprise for them. Wasiat harta, etc etc.


Just work hard and redha.
SixteenNine
post Oct 12 2024, 11:36 AM

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Her gaji is RM50k a month.
Bonus can get RM100k to RM200k


mois
post Oct 12 2024, 11:36 AM

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QUOTE(Kaya Butter Toast @ Oct 12 2024, 11:10 AM)
Sad. I only got 372k at 33.

Probably gonna kill myself
*
All in bitcoin
ykj
post Oct 12 2024, 11:36 AM

Mission on educating on Hibah Takaful importance
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From: Serving your best interests in health & wealth

Many hanky pankies at work place especially those got promoted like helicopter
NathanJeans
post Oct 12 2024, 11:37 AM

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Me almost 40 already got 150k lor
netflix2019
post Oct 12 2024, 11:38 AM

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0.001%

Seems to be a female engineer. Can climb so fast. Must be top of the top. Not doubting her capability.

Also all in EPF is the epitome of female investment. lol. They will "diversify" to FD in SGD.
s[H]sIkuA
post Oct 12 2024, 11:40 AM

live in the present
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Since my epf account created already has 5m inside
why so poor?
soul78
post Oct 12 2024, 11:42 AM

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5mil in yeepeeyefff is new /K standard now... tare tlg jgn bukkake tered frexx...
JohnLai
post Oct 12 2024, 11:42 AM

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QUOTE(Kaya Butter Toast @ Oct 12 2024, 11:10 AM)
Sad. I only got 372k at 33.

Probably gonna kill myself
*
Mine even lower than yours......sigh.......
hellkvr
post Oct 12 2024, 11:54 AM

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Im 35 this year. Salary rm 1.9k only 😭

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