How to buy? Landed house in Klang Valley minimum RM 500k nowadays...
When housing so damn expensive, even with RM 5k salary, most can't fork out RM2k/month with emergency savings left.

A simplified calculation, haven't included those other misc. fees, from ChatGPT:

To estimate how long it would take to pay off a RM 500,000 house in Malaysia, you'd typically consider factors like the interest rate, down payment, loan term, and monthly income. Here's a basic breakdown:

Down Payment: Banks in Malaysia generally require a 10-20% down payment. For a RM 500,000 house, you'd need RM 50,000 to RM 100,000 as a down payment.

Loan Amount: After the down payment, the loan amount would range between RM 400,000 and RM 450,000.

Interest Rate: Mortgage interest rates in Malaysia vary but are often between 3% to 4.5% per annum, depending on the bank and loan tenure.

Loan Tenure: Home loans in Malaysia typically range from 10 to 35 years.

For a RM 450,000 loan over 30 years at an interest rate of 4%, your monthly repayment would be around RM 2,148.
For a RM 450,000 loan over 20 years at the same interest rate, the monthly repayment would be around RM 2,727.
Repayment Duration: If you opt for the maximum tenure of 30 years, you'll take 30 years to pay it off. You can shorten this by making larger monthly payments or choosing a shorter tenure like 20 or 15 years.

saw some new development at nearby Bandar Puteri Puchong got hang banner saying RM 500k ish.
Good for people who stays nearby Puchong I guess.

Still ok la next to giant food hub. but jam is terrible.