QUOTE(sexysarah1992 @ Aug 29 2024, 09:45 AM)
If u have insurance, why TF would u want to pay cash?
U guys paying few hundred every month for insurance wanna complain?
At the end of the day, everyone needs to get paid. Its not only a problem with the insurance industry.
Every industry is increasing their prices because thats just how the world works. Without price increase, how can there is salary increments?
The thing is , the bill is settled by the insurance company. So why you care how much the hospital charges? You scared your premium increase next year? Premium will definitely increase as you age regardless you made any claim for the simple fact that you are a higher risk to the insurer as you age.
If you don’t care, insurance premiums will get even more expensive until you can’t afford it. If you see 10 or 20 years ago, insurance hardly reprice but today I am sure a lot in k keep getting repricing letters every few years as the medical inflation cost is getting ridiculous.
If you settle by cash, the cost is lower than when it’s settled by insurance. Why is that happening? If you think it won’t affect you as insurance companies will settle for you, wait until you get repricing letter lah 😝