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 LIAM CEO Stunned By Hospital Bill For RM19,000, Minor Hernia Surgery

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Minolta
post Aug 29 2024, 09:57 AM

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QUOTE(prophetjul @ Aug 29 2024, 09:56 AM)
THAT is a real life experience. It's for gall stone removal some years back.
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Sharelah name and bill. Then we dissect here macam LIaM CEO case
TS30624770
post Aug 29 2024, 10:02 AM

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QUOTE(Jv8888 @ Aug 29 2024, 10:31 AM)
do we have any legal authorities to check up on those hospital bills? Or they can simply include whatever shit in their bills and claim from your insurance? The cost to remove my son's hand cast around 2k+ which claimed from insurance. Only half day at hospital, consult doctor, and remove the hand cast. No medicine, xray, etc.
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O’Dell strongly disagreed with Association of Private Hospitals Malaysia (APHM) president Dr Kuljit Singh’s assertion that private hospital bills cannot be regulated.

There’s no regulation to regulate the hospitals charging.
gashout
post Aug 29 2024, 10:04 AM

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QUOTE(sexysarah1992 @ Aug 29 2024, 09:04 AM)
You are memang stupid to think that hospital equipments are cheap.
The increase in premiums are minimal lah dude. I myself have got my premiums increased and no it was not because i made any claim. Its because we are getting older. So of course premiums will increase. You are paying few hundred a month for a peace of mind . I definitely am not complaining .

Change is the only constant in this world. Prices will go up because salaries only can go up and therefore costs of manufacturing and services will go up.
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insurance agent talking... masuk akal
DarkNite
post Aug 29 2024, 10:04 AM

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QUOTE(Computer^freak @ Aug 29 2024, 08:10 AM)
Karma. The insurance industry is one of the causes of why private health practitioners are overcharging.
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Even in USA!
TS30624770
post Aug 29 2024, 10:04 AM

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QUOTE(Minolta @ Aug 29 2024, 10:16 AM)
On this, O’Dell recounted another troubling incident. “I mean this really happened to me. I walked to my ENT specialist, and the first thing the nurse asked me was, ‘Do you have an insurance policy?’ and I said, ‘Why do you need to know that?’ And she said, ‘Because we need to know how to bill your insurer’.”
For some CEO of insurance, ini memang bodoh. Even i understand, see doktor not like buy grocery. Buy grocery, just pay in the end at counter. All come from own pocket.
See doctor, if got insurance, need to apply Guarantee Letter first. This must be done before seeing doktor lah. Of course nurse ask if got insurance. Bodoh.
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You got read what he said or not? The nurse asking for for insurance to know how to bill him. It’s not to apply Letter of Guarantee as he’s just going to see a specialist.
gashout
post Aug 29 2024, 10:05 AM

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QUOTE(moiskyrie @ Aug 29 2024, 09:52 AM)
Hahahaha…
Sound like the reason my insurance say when hike the premium…..
It say due to 79 people in 1000 claim,
And this cause the insurance company making lose…
So need hike the premium…….

Meanwhile, next day see newspaper,
Insurance company make billions of profit…
And bod all get increment of bonus….

Bullshit….
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kevin shemale says for a piece of mind, can lah
antoniobakrie
post Aug 29 2024, 10:07 AM

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is a known problem, but nobody ll going to look into it, at least get it regulated & monitored..

once you enter to the Private hospital, you ll get ready to be "chopped"..

macam Doctor ada monthly KPI tu, keep asking you to admit to ward first,,, then there comes with all the tak tau apa charges..

'They ll ask "claim insurance' or "Bayar sendiri"..... brows.gif


Too be fair, some Doctor is still good, they ll always suggest you to buy medicine from farmasi outside.. coz Hospital sell gila price on certain medicine..



This post has been edited by antoniobakrie: Aug 29 2024, 10:12 AM
gashout
post Aug 29 2024, 10:08 AM

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QUOTE(prophetjul @ Aug 29 2024, 09:16 AM)
This is very true. Happened to my friend.
Gall bladder stone removal. Pay by insurance RM20k. Cash 8k

The whole private hospitals/medical insurance is a big scam.
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+1
TS30624770
post Aug 29 2024, 10:11 AM

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QUOTE(gashout @ Aug 29 2024, 11:05 AM)
kevin shemale says for a piece of mind, can lah
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That’s how insurance companies work. Insurance companies are biz after all and they need to be profitable first to be sustainable.

The question you should be asking is why the 79 people medical claims is so high until it affects the 1000?

That’s why the CEO is trying to point out but strangely people here has the perception that insurance companies are the guilty party.
GiganticBird
post Aug 29 2024, 10:12 AM

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QUOTE(askingquestion @ Aug 29 2024, 09:11 AM)
+1

Like you go to private clinic

When the doctors knows you can claim back from your company, they will give you alot of medicine and expensive shit.

Sometimes normal thing like diarrhea, flu, etc they will give up to RM80, RM90 etc of medicine because they know you can claim back.

But if you go pharmacy, buy the medicine yourself, maybe just cost RM20, RM30 only.
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true, my pren visit private clinic for normal body checkup je but they know hes going to claim back from his company, so they pakat with my pren to take expensive health screening package and prescribed him with lot of supplements tht could last him for 2 years lmao, claiming over 1k+

so i am not surprised when big company or mnc cut medical claim, cause they know their cb employees gonna abuse it


same thing happen with private hospitals trying to take advantage of patient's insurance claim, hentam unecesssary treatments and medicines, unjustifiably high operation fees and so on, last last fund pool isnt enough and cannot sustain, then how? increase price lo whistling.gif


TS30624770
post Aug 29 2024, 10:12 AM

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QUOTE(gashout @ Aug 29 2024, 11:08 AM)
+1
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How is insurance a scam in this case? They settled the claims even though it’s 20K when it should be 8K only?
autodriver
post Aug 29 2024, 10:14 AM

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Nowaday priviate hospital is about making big money as top priority and that's why more and more hospitals built in recent years. My friend had welcomed his child few years back and initial cost of c section was RM 7.5k and another 1.5k is for new born. But the final bill come out was RM 12k, over 30% higher than the price they listed. My friend shock but since wife and baby he did not question much.

After 2 weeks of giving birth of baby my friend brought his wife for follow up checking with the gynae doctor. My friend bring up that the final price is RM12k which is not cheap for a 3 star hospital. The doctor get shock because he thought below RM10k. This show that the doctor actually did not know the final price the hospital charge to patient.
gashout
post Aug 29 2024, 10:15 AM

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QUOTE(autodriver @ Aug 29 2024, 10:14 AM)
Nowaday priviate hospital is about making big money as top priority and that's why more and more hospitals built in recent years. My friend had welcomed his child few years back and initial cost of c section was RM 7.5k and another 1.5k is for new born. But the final bill come out was RM 12k, over 30% higher than the price they listed. My friend shock but since wife and baby he did not question much.

After 2 weeks of giving birth of baby my friend brought his wife for follow up checking with the gynae doctor. My friend bring up that the final price is RM12k which is not cheap for a 3 star hospital. The doctor get shock because he thought below RM10k. This show that the doctor actually did not know the final price the hospital charge to patient.
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wait till you pikachu many private hospitals want you to do C section only
WinkyJr
post Aug 29 2024, 10:17 AM

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a box of med charged by private hospital RM600+
a same box of med can buy on shopee for <RM100

This post has been edited by WinkyJr: Aug 29 2024, 10:18 AM
Coldf3ar
post Aug 29 2024, 10:18 AM

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if you saw my thread bfore, i kena stomachache last month.
then few weeks later my friend also kena same thing. went to private use insurance. warded 1 day then get mc 7 days. saw the bill diu rm3.6k blink.gif biggrin.gif

This post has been edited by Coldf3ar: Aug 29 2024, 10:18 AM
netflix2019
post Aug 29 2024, 10:21 AM

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adenoid ablation and tonsil removal. 2 night in hospital.

RM16000
Boomwick
post Aug 29 2024, 10:25 AM

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Check ihh and kpj profit ad know lo
lotussgot
post Aug 29 2024, 10:29 AM

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Insurance industry , esp Medical & Private Hospital charging patients need sit down and settle this issue one & for all.

Madani , you can do it , Transport Ministry already made good progress , esp on Airline refunds and such ................

Now, KKM & MOT need do much work to plotek the rakyat.
Phoenix_KL
post Aug 29 2024, 10:31 AM

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Syringe 10ml Luer Lock Terumo 3 rm23.40


TERUMO SYRINGE 10ML WITHOUT NEEDLE (LUER LOCK TIP)- 100 PCS (TS10ML) rm59
https://shopee.com.my/product/51837092/1799285300
TS30624770
post Aug 29 2024, 10:31 AM

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QUOTE(lotussgot @ Aug 29 2024, 11:29 AM)
Insurance industry , esp Medical & Private Hospital charging patients need sit down and settle this issue one & for all.

Madani , you can do it , Transport Ministry already made good progress , esp on Airline refunds and such ................

Now, KKM & MOT need do much work to plotek the rakyat.
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They are already in talks and the government is advocating it but the private hospitals seems to take a stand that their pricing can’t be regulated.

KKM can’t do much as it’s free market and it’s different from the refunds.

This post has been edited by 30624770: Aug 29 2024, 10:33 AM

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