american express fan is here to stay. im an amex platinum charge card member. so far service is nothing short than superb. love it to bits. ive seen a few black cards though they are normally carried by foreigners. ive a friend whose father has a black card but issued by american express uk.

it is expected when the black card comes to msia the annual fee is around 5k. my platinum is already 2380 per annum. but service is truly wonderful. my car broke down once and i called them. within half hour they sent their breakdown assistance team to help me. also, i really treasure the platinum concierge service. there were a few times when i want to book in a table at luna bar or some other fancy restaurants they brush me off saying its fully booked etc. normally i just make a phone call to amex and within 10 mins the table is confirmed. its really reassuring to have it in your pocket.

on the downside, the no pre set spending limit can be dangerous. they even allow you to charge a 7 series on the card if theyre confident you can afford it. it puts luxury and convenivence in a whole different platform altogether!

you will. dont worry! i started off as supplementary cardholder and later on received an invitation for the card. the annual fee is hefty though!

as mentioned earlier, ive been their supplementary cardholder. so i guess they have seen my usage and spending pattern on the supp card. i indicated my interest to have my own card so they reviewed and i qualified they sent me an invitation for the platinum card. i signed and in about two weeks ive got my cards. the rm 2380 annual fees lets you have 2 cards of your own (to separate business expenditure from personal) and 4 supplementary cards.

yes i have visa platinum too. youre right they have concierge service but mostly depends on the bank who issues the card to you. ive once tried asking hsbc to book me a table at malaysia petroleum club level 42 klcc. i had to let them know 3 days in advance. they faxed me a letter to facilitate entry because of the tight security. if you wanna know more about platinum cards, dont hesitate to ask me. i think ive experience with almost all the banks and i dont mind to share it with you if you wanna learn more!

youre possibly right!

haha.. no lah. its just like the green card only thing it is silver in colour. but there are a few shops when i take out of my wallet they said "nice card!". they liked the design of it i suppose. amex platinum card is still made of plastic like the rest of the cards. the amex centurion black card however, is made of titanium. so, it is considerably heavier than normal plastic cards. the black cards arent issued by american express malaysia yet.

simple reason in those countries american express has its american express bank's presence there. so they can issue credit card as they need to tie up with banks to do that. in malaysia's case, the credit cards are issued jointly with maybank and hong leong banks. so these two banks issue malaysian american express credit cards. as for the charge cards, they are now issued by maybank since the handover ceremony last year.

alright my top choice will be amex platinum charge cards due to reasons ive mentioned much earlier. also, it doesnt encourage me to get into debts as ive no choice but to settle my balance in full at the end of each month. i must say for platinum cards issued by banks, my preference will be citibank and hsbc. theyre highly practical especially if you go overseas a lot. merchants abroad wont show that funny face they normally do when they see cards like maybank, eon bank or ambank or something. standard chartered isnt bad too. but i dislike uob. the whole thing about them just doesnt seem friendly to me. perks worth highlighting are the ambank's and maybank's platinum credit cards. ambank's platinum cards come with pre approved certificate of hire purchase financing up to 200k and clean overdraft of at least 10k as well as housing loan etc. maybank's platinum cards entitles you to access their private banking centre. so even though youre not their private banking customer, you can still utilize the convenience of not having to queue.

hsbc and citibank theyre noted for generously offering increase in credit limit if your payment pattern is good. pay at least half of your credit card bills. dont just pay minimum. and also, other banks in malaysia offer joint credit limits for their master and visa. but for citibank, they have separate limits. so really useful. so if your citibank visa platinum has a limit of 100k and your master is 100k, you have total credit limit of 200k.

mine was 04. amex values the vintage of its customer. my dads is 80 i think. the longer u r with them, the more they treasure you!

yeah krisflyer doesnt look as good. most of us here fly mas anyway. so having the enrich cimb makes more sense.

i dont use these services because ive my enrich cards to let me have the access to malaysia airline's golden lounge. usually amex's travel privileges are valid when you charge the full fare ticket price to the card.

ya mostly at amazon.com and ebay

no, whats that about?

ya lah not bad. whats the link?

thanks dozz

its very practical really!

its most fortunate for us to have an amex employee joining us here!

can can! even more welcomed!

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Added on November 20, 2007, 6:32 pmso, through your exp in cust service amex, how much is the most youve seen been charged on an amex charge card? 1 million?


This post has been edited by mrcloud9: Nov 20 2007, 06:32 PM

thought you may share. its alright then

gadgets gadgets and more gadgets! hehehe

haha i thought i was the only one doing that! my father gave me the centurion black luggage tag too. but damn sayang to use!

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Added on November 21, 2007, 10:11 pmnon sense lah, in singapore so many have it already. malaysia issued card yes none but malaysians having foreign based amex centurion i myself know a few having. usually singapore based or uk based card.

This post has been edited by mrcloud9: Nov 21 2007, 10:11 PM