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 American Express® Cards, Membership Rewards™

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princess_autumn87
post Jun 5 2009, 08:16 AM

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QUOTE(guanteik @ Jun 4 2009, 07:48 PM)
I won the Ipod... it's delivered straight to your home smile.gif

*typo*
*
y direct posting to ya???? gheez... im so lazy to collect my ipod until now
princess_autumn87
post Jun 6 2009, 11:46 AM

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QUOTE(tinkerbel @ Jun 5 2009, 10:39 AM)
@princess_autumn87,
As I've mentioned, some of us got the iPod and Longines Timepiece delivered to our homes.  Others have had to go pick it up.  There's an advantage to picking it up though, U get to choose the colour U want biggrin.gif

*
ya, und. just feel so annoying y cant they jst send to all of us or make all of us to collect instead? troublesome sad.gif
princess_autumn87
post Aug 9 2009, 01:20 PM

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QUOTE(aeronlim @ Aug 7 2009, 08:37 AM)
Did anyone of u receive the 8x point for your AMEX credit/ charge card in the promotion previously?
They promise after 2-3 weeks will put the remaining 6x point to our account
*
me too. i didnt get the 8x point for the grocerry and petrol.. was wondering cool2.gif
princess_autumn87
post Sep 12 2009, 03:16 PM

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oh, seem like quite alot of ppl got the platinum charge card invitation. i got one too and they keep persuading me to apply for it.

can i know what is the addtional benefit to enjoy for this card by paying this sum of 2380 annual charge per yr?

anyone able to waive this amt? so far i get to waive my annual charge every yr but first time abt platinum charge card hence want to check whether anyone able to waive this fee before i confirm my application.
princess_autumn87
post Sep 12 2009, 03:39 PM

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QUOTE(truelife @ Sep 12 2009, 03:24 PM)
hahahhhhhaaa...r u carzyyyy or no thinking or what. pay RM2380 for annual fee? it not worth lar...
because it is not ur own money so u suggest other ppl to accept it?
not worth it. dad got it before, but has since cancelled it because the benefit is so so only and annual fee is too high...
*
Dear truelife,

thanks for your sincere advice. will find it out more too. i also thinkin the same as u but the sales person approaching me and told me that endless benefit and abc and so forth hmm.gif

thank you so much telling me this smile.gif
princess_autumn87
post Sep 12 2009, 08:27 PM

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QUOTE(tinkerbel @ Sep 12 2009, 05:20 PM)
@princess_autumn87,
Er.. salesperson ?!  Er.. Sorry but are U referring to the Platinum Credit Card which is open to all, or the Charge Card?! 

PS: Maybe I'm just jealous cause I've not been invited by the bank to even decline the offer tongue.gif

@ellimist,
The benefits of the Charge Card doesn't really outweigh that of the Credit Card; maybe we don't have this 80% discount on air travel but that's based on rack rates so that may still be more expensive *shrugs*.  Also the airport lounge is limited to that of KLIA.  The Visa Infinite cards give worldwide access biggrin.gif

And now.. I need to check out the Limousine Transfer thingy to see if any of me cards have it; haven't used any of these before and I think it's high time I started making use of it smile.gif
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Dear Tinkerbel,

i received the invitation via mail for charge card and later time amex in charge person called me and follow up my invitation smile.gif also they offer both charge and credit card to me. they offer free for life platinum credit card as well. but i need to pay for the platinum charge card annual fee. therefore i still wondering should i take the charge card.


Added on September 12, 2009, 8:30 pm
QUOTE(ellimist @ Sep 12 2009, 03:51 PM)
Dude chill, everyone has his own opinion. Don't have to start bout being crazy and all the bull.

If they were inviting me, and I would utilize the privileges, I would personally pay it myself. We're here to express opinions and give suggestions, I'm not as childish as to ignore another's monetary aspects just "because it's not my own money" wink.gif

As I said, if it's really useful, I think it's worth the price and prestige. Not everyting has to be measured in quantitative benefits. (i.e. I must save more than RM2.3k before I pay out an annual fee of RM2.3k) There're other qualitative aspects as well. Don't be such a chinaman, might I say.

Also, if 2.3k in a year is relatively immaterial to the person, what's the big fuss?

Anyways, additional benefits I suppose, are mainly, as below:
Which is relatively useful if one is a real frequent travel. (say, for business purposes)
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Dear Ellimist,

agreed! thumbup.gif

This post has been edited by princess_autumn87: Sep 12 2009, 08:30 PM
princess_autumn87
post Sep 12 2009, 11:28 PM

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QUOTE(ellimist @ Sep 12 2009, 11:16 PM)
Hmm 80% is quite a decent percentage, even if rates are racked a lil. Would think that if you take into account regular rates, you should be able to save. Don't compare to promotional stuff of course. Which once against ties back to the fact that if you need to fly frequently (and thus can't wait for promotions), that feature might just be useful as well.

As for the lounge, I thought there's - "Other Travel Privileges : International Airport Lounge Access, International Limousine Service, Private Jet"

Wasn't someone just talking bout private jets recently in here? =p

Yea, must admit, other cards have the limo thingie as well. My fren says it helps his dad alot, when he suddenly needs to fly. No idea what card his dad uses for that feature though.
Haha yea, seems tailored to that kinda ppl huh.
Thank you princesss =)
Well yea, I know it's definately not worthwhile taking the card for ppl like us. Was just trying to show another point in view. You know, just in case Dozz flys a gazillion times a week. The benefits might just make life that much more luxurious for him wink.gif
I don't even earn 6 figures per annum whistling.gif

Hmm out of curiousity, say taking our Malaysian tycoons as an example; does Amex offer the Centurion to ppl like them in M'sia?
*
Dear Ellimist,

Yes, it really benefits for frequent flyer (i'm one of them) so im still considering whether to take this card or not.
princess_autumn87
post Sep 12 2009, 11:45 PM

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QUOTE(ellimist @ Sep 12 2009, 11:32 PM)
Ah ok, you fly alot on business? Or pleasure o_O

If you do take the card, let us know how it us, you know, if the travel benefits are really as good as they sound. Maybe you can tempt Dozz into accepting it =p
Was actually wondering if they even offer the card here. Just assumed they stopped at Plat in terms of charge card for our market
*
ya, i will check it out once i decide to accept the card. maybe i should "induce" dozz to apply and see whether he able to waive the fee first. lmao rclxms.gif
princess_autumn87
post Sep 13 2009, 11:43 AM

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QUOTE(winner @ Sep 13 2009, 09:49 AM)
Did you mean that, if you were to pay the RM2380 AF for Amex Plat charge card, they would give you an Amex Plat credit card FREE FOR LIFE?

As far as I know, Amex can only give first year AF waiver for its Plat credit card.
Thank you for OVERRATING me.

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Dear Winner,

yes, free for life - amex platinum cc
princess_autumn87
post Sep 14 2009, 05:36 PM

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QUOTE(winner @ Sep 13 2009, 07:09 PM)
This is interesting. shocking.gif This is the 1st time I hear about "free for life" AMEX PLAT CREDIT CARD.

However, are you sure that the PLAT CREDIT CARD will still be FOC if you discontinue to pay the 2nd year AF for the PLAT CHARGE CARD? icon_idea.gif
*
Dear Winner,

i jst clarified with the in charged person and they said yes free for life for the platinum cc and the charge might stand a chance for a waiver which depending my usage for the yr.
princess_autumn87
post Sep 15 2009, 11:49 AM

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hi all, i have decided to accept both cards. will update u guys more more i started to use.

thanks heap!
princess_autumn87
post Sep 16 2009, 01:52 AM

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QUOTE(ellimist @ Sep 15 2009, 08:35 PM)
Wow nice, do update us all stage by stage if you're free =p
(eg : from the time u receive the card, start using it, etc)

Edit :
@Woodstock : Just call em up, and explain that you're be buying a laptop when. I'm quite sure they'll be fine with temporarily increasing it.
*
lol... well, i will update u guys once i receive the card and the experience of using it. ll let u know whether it worth of 2k++ af tongue.gif
princess_autumn87
post Sep 16 2009, 02:15 PM

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QUOTE(MilesAndMore @ Sep 16 2009, 11:02 AM)
You can't pay for your AMEX Gold CC (the one without Maybank logo) via any Maybank CDM. Not really sure if you can transfer money from your Maybank savings/checking account but last time i always helped my mom to pay her AMEX Personal charge card bill over the counter. But since it is always hard to find a parking space at the Maybank building, i decided to apply for a Maybank savings account. Now i usually go to Maybank at night to deposit some money into my savings account, then i will go home and transfer the money to AMEX via M2U. It is so much more convenient this way  tongue.gif
*
yes, u can jst deposit it and ignore it tho. mbb internet banking transfer also can


Added on September 16, 2009, 2:23 pm
QUOTE(vampbreak @ Sep 16 2009, 02:24 AM)
@princess_autumn87

In addition to that, the CS did inform me something interesting about the fee.

For plat charge, they will give you another plat charge card with word "A/C" on the card after your name to seperate between personal and business use. This is free and available upon request.

For the plat cc, it's free unless you cancel your plat charge card. Which means, if you cancel you plat charge, then you have to pay for the plat cc e:g RM 800p/a.

And oh, the will bill you the MYR 2380 anual fee immediately after you received the card. sweat.gif
*
Dear Vampbreak,

wow, tx for updating me these...

i guess we shall experience it now and share u others ltr time. do share yr experience too thumbup.gif

This post has been edited by princess_autumn87: Sep 16 2009, 02:23 PM
princess_autumn87
post Sep 20 2009, 04:01 PM

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QUOTE(jutamind @ Sep 20 2009, 12:14 PM)
do you try at the pump or at the counter?
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hi, shell and caltex work
princess_autumn87
post Sep 28 2009, 10:54 AM

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hi all, i went to pavilion machine to purchase sth over the weekend. i saw they do accept amex *sticker displayed*

when i wanted to make the pymt by using amex and they refused to do so and asking other merchant like visa instead.

anyone tried purchase mac product using amex?
princess_autumn87
post Sep 28 2009, 11:23 AM

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QUOTE(Reventon @ Sep 28 2009, 11:10 AM)
Yes.. i have bought a macbook pro from machine at around April this year using Amex , the only thing is they are not the platinum partners already  vmad.gif .

By the way i have put up the request for waiving Amex plat AF . Now waiting for Amex to contact me after this. Let's wait and see how is it.
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argh.. frus... so cheapo machine.. lol.... tx for sharing
princess_autumn87
post Sep 30 2009, 11:01 PM

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hi jst an old question.

can i know the amex usd exchange rate is based on mbb rate or higher?
princess_autumn87
post Oct 1 2009, 10:50 AM

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QUOTE(MilesAndMore @ Sep 30 2009, 11:12 PM)

Actually i have a HSBC VISA and HSBC Mastercard. Both cards are given single credit limit. I was told they couldn't combine the credit line of these two cards. Basically both cards are of the same status  smile.gif



The rate is based on AMEX own exchange rate, not Maybank's.
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yup the hsbc visa and mastercard offered by hsbc is separate CL.

tx for updating me abt the er
princess_autumn87
post Oct 1 2009, 01:07 PM

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yuhooo... jst got my platinum card. will experience it soon.
princess_autumn87
post Oct 2 2009, 07:33 PM

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QUOTE(winner @ Oct 2 2009, 05:44 PM)
For Express Autopay, you can get 5x MR points for telco, TM and TNB.
*
u mean the express autopay is monthly direct debit? applied for amex charge card or credit card?

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