the thing is. How u guys treat ur father?

I think it's a cycle. What goes around comes around.

One tip for u. Send gift once a while, remember birthday of ur client. Better if birthday of wife, kids all. Send simple gift like biscuit and card. No need expensive or too specific. Normal stuff can liao. Very effective.

My insurance agent is very good with this. End up everything insurance related will find him first. He is also not the type everything boleh just want my signature. Will tell me need declare this that, korek all medical related stuff no matter big or small. Tell me to declare all even if it means increasing my premium and will jeopardize his chance of closing the deal.