Jul 24 2024, 06:19 AM
QUOTE(silverhawk @ Jul 24 2024, 02:58 AM)
If you pay first and then claim, can be quite difficult to claim
However if you get guarantee letter first, and hospital pandai buat kerja, then normally no problem. This AIA case already settled, and its because the report from KPJ was not consistent that's why rejected.
Insurance is still useful, you save money also no guarantee that the amount you save will be enough to cover the unforeseen medical costs.
I think the important points are in bold.However if you get guarantee letter first, and hospital pandai buat kerja, then normally no problem. This AIA case already settled, and its because the report from KPJ was not consistent that's why rejected.
Insurance is still useful, you save money also no guarantee that the amount you save will be enough to cover the unforeseen medical costs.
Somehow someone in the hospital wrote the report wrongly then screwed over the lady. First the insurance is going to ask whats the problem and whats the remedy. Insurance own doctor will look at the report and suggested treatment. If from diagnosis to treatment is not consistent, insurance will reject. That's why eventually the insurance do not cover.
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