I hear many nightmare story, GL accepted...

then suddenly insurance co come back and reject certain claim

for eg if you have medical GL

A- 10,000
b- 5,000
C- 25,000
D- 40,000

GL accepted for A-D. Hopital staff say can proceed. Relative all felt relief no need to pay.

After u discharge, u feel ok feel good, 4 months later, hospital call you ask to pay D- 40,000 because insurance rejected.

Babi betul.