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 What is a financial mistake that you wish to undo?

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MasBoleh!
post Jun 26 2025, 01:50 AM

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From: MYBoleh.NET
QUOTE(Fantasia @ Jun 25 2025, 10:02 PM)
I regret for not refinance my mortage with high interest much earlier. Paid buta-buta for 7 years baru refinance.
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but refinance need to pay the paperwork fees. Is it really worth it? how high were the interest rate of your mortgage loan?
MasBoleh!
post Jun 26 2025, 08:31 PM

Look at all my stars!!
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Senior Member
3,599 posts

Joined: Jun 2009
From: MYBoleh.NET
QUOTE(Fantasia @ Jun 26 2025, 08:29 PM)
If I pay according to term, I will still save 18k even account for the legal and la valuation fee, not a lot. Could have saved much more if I refinance earlier. Interest rate was 5.25%, after refinance, 3.95%
It was 5.25%, now 3.95%
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Indeed a big difference in term of the interest rate. paham

 

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