Everyone will definitely make mistake, or wrong decision to input into an investment, borrow to people or accidentally purchase at higher price, no value after less than 1year, and etc....

Most important, look for the best solution, stop blaming and follow the process to reduce, and recharge by accumulating the amount again. even it is too late, but what to do if u're born not from wealthy family, lack of education, not smart or handsome. Just be yourself and produce more productivity to overcome in this life.