QUOTE(chongkiatz @ Sep 22 2024, 12:55 PM)
i feel telco package not so attractive anymore , i;m celcom user and after looking at Celcom package , i have to subscript most cheap plan for RM100 , and pay RM226 x 24 month for the phone price = RM5424 (ip16PM256GB retail at RM5999 , total saving RM575 from phone...but......)
...
Not to mention there is sst charge 6% on celcom bill for every month , which mean u have to pay (Rm100+Rm226) = RM326 +6% sst = RM345.56 per month for 24 month
my current celcom postpaid RM40 (60gb data 4/5g , unlimited call) , which mean i have to extra more RM60 per month for the bill x 24 = RM1440
RM1440 - RM575(the saving from phone) = end up have to pay extra RM865 after 24 month
So the telcom plan really not work fine for me
End up i directly grab at switch for RM5999 / 36 month UOB 0% installment = RM166.64 per month + RM40 celcom postpaid

Yeah, I feel contract phones not so worth it also. My last contract phone was iPhone 5s.
For a 16PM 256GB RM5999 & one line of Digi Prepaid Kuning RM25, if bought using EPP, I calculate as:
For 24mths EPP: RM249.96/month + RM25.00/month = RM274.96/month
For 36mths EPP: RM166.64/month + RM25.00/month = RM191.64/month
• of course, prepaid no additional 6%.
• Postpaid usually unlimited data? Mine is only 30GB though currently it's 50GB due to monthly freebies.
• adding supplementary lines may decrease the overall average per line for postpaid.
• prepaid topup free credits will decrease the prepaid cost. So far this year, already have approx RM35 free credit.
• postpaid may have an advantage for roaming. I don't roam much so not sure.
• Prepaid data may be speed capped though currently there's no cap for Digi Kuning.
This post has been edited by soonwai: Sep 22 2024, 02:05 PM