noob question. just wondering anyone on loan for 2nd hand car ever get below 3%? or is it simply not possible?

use credit card zero percent or low interest rate loan if car loan is higher in interest.

I think variables rate u can get below 3%
So far I have seen 3.12% fixed rate for 4 years old car (from carsome)

This post has been edited by Kappa123XD: Jul 17 2024, 02:06 PM

during c19 lock down I was able to get 2.90% from cimb for used car. the SA also shocked bec he told me usually his customers can only get round 3.10% the lowest. not sure about now (post c19). but I guess it also depends on ur financial strength too. banks can give lower interest to those with very stable income.

This post has been edited by xswatch: Jul 17 2024, 02:10 PM