I withdrew FD from my Pubic Bank, after maturity now becum just 2.6% interest.
so transfer to my CIMB acct wanna place FD there 3.7%, account also under my name

even this also wanna put cooling off and on hold my transfer.
RM20k only

ape lanjiao inconvenient user, minoriti orang bodo kena scam why why inconvenient majority yang not as bodo

PK HKC MCH CCB DLLM

to prevent scam lah tu

later scammer empty your bank you meroyan pula

i did the same from HLB to CIMB (amount is 10X of Pubic bank)
and CIMB to HSBC

other bank no cooling off also

Pubic Bank ah pek bank, no AI detection

Open tered in k/ buat ape.

go there and throw your pubic hair at them la

i tf 5k also cool off. Luckily not emergency.

This cooling off period will serve an excuse for scammer to con seller … last time the GIRO transfer always been used as excuse for delay payment …

how long is the cool off?
is it 24 hours ?

Pubic bank

Save apa inside I wonder

👀🍟🍷🍿🤭

cool off means how many hours/ days?

hold la abit longer... they wanna untung abit in monei market fund abit... kasi chan la...

Does this have to do with govt new policy? Now I see they tell scam victim to dial 997 immediately upon being scammed, saying that there’s still chance to recover the money…. Hence the transfer cooling off period may soon be adopted across multiple banks?

not sure
first time kena from ah pek bank
maybe 12/24 hrs

fuh. just a call to you to make sure it's not a scam...

you know what to do next time.... slowly move away from public.

can't they just call?

other banks no such thing
maybe they use AI detection on scam/not scam

Think u need to save favourite transfer if u dont want the cooling period

It only trigger if first time teamsfer to another account

Usually 1 day release lor if u transfer same name account. If different name someone from the bank will call u up ask u "do u know the person?" "This could be scam u know" "are u really sure about this?" "What they told u about the investment?" "Got family member know about this?"

Btw Why u so kancheog? Bank do this for your own good la. Wait 1 day can die is it.

BNM regulations ?...

if you transfer 20 million...maybe no cooling period....

1.6 billion can be done faster maybe......

Only public bank got such thing. Normally it will be transferred next day

Lol upgrade security's kecam
No security kecam
Simpan bawah bantal saja

This post has been edited by lahart: Apr 30 2024, 08:48 AM

public b is a lanjiao bank. lol. can't brain so many cina apek , ahma so loves this cb bank. lol.

This post has been edited by 19 Degree South: Apr 30 2024, 08:49 AM

i kena once as i transferred more than 10k

i think around 12 hours released my fund

ts on bnm watch list

for those who said its to avoid scam…

even if u transfer from own account to another bank own's account, same name, it will still trigger coolling off

lol what im gonna scam myself now?

inb4 scammer open same name account lol

usually..Public.Bank 12 hours cooling off..i change.my device so internet banking also kena one let alone.big sums.of money..but some.banks dont.have this la..

This post has been edited by ctu2: Apr 30 2024, 09:09 AM

thats why i dont use pbb

kena once cooling off

i dont keep money in mbb too, transfer to favourite also kena secure2u

hlb connect is the best

Use rentals lo, but u gonna pay more

Wah lau... nowadays FD interest rate so low...

Ok understood
Rm200k

TS kaya

TS scammer?

Usually big sum they put on hold, even if the receiving account is a favourite.

I recently needed to transfer 5 digit sum for POC and POT, they also held the balance for 24-48 hours. PKM DLLM HKC SPK.

Now I transfer all my balance to my alternate accounts. PBB only keep small figures for paying car loan.

WOCAONIMA

This post has been edited by patienceGNR: Apr 30 2024, 09:36 AM

Coz PM Palestine not wish to increase OPR

Transfer to own account.
Under same name.
Scammer 404

i see ... i foresee will face same issue alater.

only the 1st time for new beneficiary; also the cs will call you to confirm in ~2hours to confirm, then approved

that happened before you know

some one open account using other people IC

Using Duitnow or IBG? Savings account? Use IBG with IC verification should be no problem except for large amounts.

This post has been edited by soonwai: Apr 30 2024, 09:46 AM

PBB is using ancient system and detection is using manual, that's why i hate using their savings account

FD extra few % also so kan cheong

Happened once..and during a deal with another seller. Niama I transferred 20k then got this cooling off shit. Then dont know how...ask seller to give the stuff first also cannot cause money havent transferred, then my fund transfer sudah go through so cannot ask seller go back and pass me item later nanti dia lari how

Like TS says we know what we are doing not those bodoh/greedy people kena scam. Real MKLF especially if sometimes you need the other party to received the funds ASAP. That day my wife when buying air tickets @Matta kena. People lock in ticket price but this Pubic bank main2 only. Lucky called them got pick up & managed to approve.

source or trustmebro?

scammer so free to open a same name account for EACH victim just to scam them? its just not worth their effort

U can call them to release it, i kena before few weeks back transfer 80k
Within 1 hour after release it will transact

Inb4 lost RM 2.03/day interest liao
Owaiii

Is this a new thing? Same for over the counter transfer too?

that day i tried with 5k also kena on hold, next day only the transfer completed.

Habisla, bank run / collapse soon.

Narcissism disguised as altruism, the last thing we need from a bank is become a busybody nanny.

These are adult accounts, not kid's, this move is so counter intuitive

Sharing replies from --> Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only Post #30215 & Post #30216.
lol...

actually less than 24

I use pbb online FD no problem only

P stands for punde

if they ask u ada lubang high interest, they probally want to cover another lubang, as some1 want to cash out, need few days baru kaching

Pundek your own security ma, kena scam then scold bank. kek

Red Flag alert , LHDN need chk if you got submit tax returns or not.

OTC no cooling off period, I just asked PBB branch

my fd also gonna mature soon...

That's why I dont want to keep money in this ah pek bank.

It's public bank ok ... self explanatory ya.

boycott

Already said Ah Pek bank ma. Workers amoi also majority old age aunties liao

u try take money out or do banker cheque otc.. lagi keng they ask for what lar, why lar
my money my problem lar... they must ask and know what it for, macam the money are theirs

you can call the bank and verify all the info. then they will release by 1-2 hours. i always do that

Honestly, why is there a need for that.

I know it's to prevent whatever they say it is for, but it's just plain annoying we transact already then need to call some more. Defeat the purpose of having an IB.

1 day cannot wait? Diu

Yes, totally unacceptable, ridiculous and lame security protection. Encountering similar situation before. Wasted one day dividend due to the cooling off period.

pbb: lu tak sukak lu..

Time is money.

are you requesting for GIRO or Duitnow?

20k small amount only.

Should be instant.

i also kena
transfer to another bank account under my own name
amount less than 10k

year 2024 do online transfer still need to do OTC?

This one every bank also will ask, they scare of AMLA, sure ask u for supporting document and purpose.

PBB duit now max limit is just 20k

i pernah transfer 200k+ from rimau to other bank.
1 day only can transfer max 100k via online transfer. during transfer tak lepas. so I did multiple time.
then after awhile bank officer called and ask the reason to transfer "he told me alot of scam, sure im transferring due to legit reason ya"
after all confirmation the transaction went thru

hav u called bank to remove the cooling off?

Instant transfer aka Duitnow

Make user hard life this ah pek bank
Need to call them somemore, adoi ....

One way to force pb aka pukimabank to change or at least kasi option for no cooldown period

is to kasi viral need to transfer emergency fund rm80k for relative organ transplant on the other side of malaysia but pukimabank hold it off

Relative dies

Sue pukimakbank kao kao kaoooooo

Kekwaaa

This post has been edited by yolldddd: Apr 30 2024, 03:43 PM

Oh nice, they changed it already.

I close all my PB account

1. Overseas transation so difficult. Maybank one or 2 clicks. PB bank like 10 pages of form

2. Once tried to withdraw 17k. Say cannot. Must inform them one day earlier.

Pb bank is like a turtle. Only thing that keeping them afloat is the old timer uncle.

This post has been edited by bengang15: Apr 30 2024, 04:25 PM

Funny thing is when u put money they never ask you from where.

Thats bodo. Lucky u just moving money for FD purpose je.

If someone is life n death matter, like transfer money for operation etc. Then kena cooling off.

Bodo punya PBB

Wtf I also just kena this. TS how long did your cooling off take? I'm trying to withdraw 50k from my account to another CIMB account ALSO UNDER MY NAME and kena cooling off and transaction put on hold now. WTF.

if not mistaken, it took 12 hours

founder passed away
now wait the bank itself

Over the counter withdraw ?

call them to release cannot?
anyway avoid pb now

Last time ayam withdraw rm100k cash over the counter tak ada apa problem pun?

If transfer FD, just buy bank draft under your own name. Very fast, not much question asked

This post has been edited by Freshmeat21: Aug 10 2024, 03:30 PM

All banks now implement same thing

I once cash on on public mutual to another bank. the purposely send chq to the bank instead of direct TT.

every one day they hold your money they untung. So yeah, I am not too keen on PB..

So hassle for me to go counter for 20k.
Didn't expect got this shit cooling off rule.

Many dumb people kena scam, but majority smarter people kena layan all these DLLM measures.

Blame those scammers

is it PB only or all other bank also like that now??

Nah bro I just transferred 50k each from GXBank and CIMB separate occasions. No issue also.

A new tenant just transferred booking deposit also kena 24hr cooling off period from CIMB to my Maybank. She complaint first time she encounter this. Luckily CIMB called to verify whether she knows me and fund released after 30 mins.

Didn’t know 3k also need cooling period. Was looking this up and found this thread

This post has been edited by knwong: Dec 27 2024, 07:50 PM