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 Pubic Bank cooling off fund transfer, Apa lanjiao

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TSsmallcrab
post Apr 30 2024, 08:24 AM, updated 2 months ago

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I withdrew FD from my Pubic Bank, after maturity now becum just 2.6% interest.
so transfer to my CIMB acct wanna place FD there 3.7%, account also under my name

even this also wanna put cooling off and on hold my transfer.
RM20k only

ape lanjiao inconvenient user, minoriti orang bodo kena scam why why inconvenient majority yang not as bodo

PK HKC MCH CCB DLLM
TSsmallcrab
post Apr 30 2024, 08:29 AM

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i did the same from HLB to CIMB (amount is 10X of Pubic bank)
and CIMB to HSBC

other bank no cooling off also

Pubic Bank ah pek bank, no AI detection

TSsmallcrab
post Apr 30 2024, 08:35 AM

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QUOTE(p4n6 @ Apr 30 2024, 08:33 AM)
i tf 5k also cool off. Luckily not emergency.

This cooling off period will serve an excuse for scammer to con seller … last time the GIRO transfer always been used as excuse for delay payment …
*
how long is the cool off?
is it 24 hours ? doh.gif
TSsmallcrab
post Apr 30 2024, 08:42 AM

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QUOTE(gashout @ Apr 30 2024, 08:35 AM)
cool off means how many hours/ days?
*
not sure
first time kena from ah pek bank
maybe 12/24 hrs
TSsmallcrab
post Apr 30 2024, 08:44 AM

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QUOTE(iGamer @ Apr 30 2024, 08:41 AM)
Does this have to do with govt new policy? Now I see they tell scam victim to dial 997 immediately upon being scammed, saying that there’s still chance to recover the money…. Hence the transfer cooling off period may soon be adopted across multiple banks? hmm.gif
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other banks no such thing
maybe they use AI detection on scam/not scam
TSsmallcrab
post Apr 30 2024, 09:36 AM

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QUOTE(Justin.Loong @ Apr 30 2024, 09:24 AM)
Wah lau... nowadays FD interest rate so low...  shocking.gif  shakehead.gif  doh.gif  bangwall.gif
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Coz PM Palestine not wish to increase OPR
TSsmallcrab
post Apr 30 2024, 09:37 AM

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QUOTE(soonwai @ Apr 30 2024, 09:35 AM)
TS scammer?
*
Transfer to own account.
Under same name.
Scammer 404
TSsmallcrab
post Apr 30 2024, 10:22 AM

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QUOTE(sHsIkuA @ Apr 30 2024, 09:50 AM)
FD extra few % also so kan cheong
*
Inb4 lost RM 2.03/day interest liao
Owaiii
TSsmallcrab
post Apr 30 2024, 03:25 PM

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QUOTE(cmk96 @ Apr 30 2024, 03:10 PM)
are you requesting for GIRO or Duitnow?

20k small amount only.

Should be instant.
*
Instant transfer aka Duitnow
TSsmallcrab
post Apr 30 2024, 03:28 PM

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QUOTE(kurangak @ Apr 30 2024, 03:17 PM)
hav u called bank to remove the cooling off?
*
Make user hard life this ah pek bank
Need to call them somemore, adoi ....


TSsmallcrab
post Aug 10 2024, 02:43 PM

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if not mistaken, it took 12 hours
TSsmallcrab
post Aug 10 2024, 03:36 PM

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QUOTE(Freshmeat21 @ Aug 10 2024, 03:25 PM)
Last time ayam withdraw rm100k cash over the counter tak ada apa problem pun?

If transfer FD, just buy bank draft under your own name. Very fast, not much question asked
*
So hassle for me to go counter for 20k.
Didn't expect got this shit cooling off rule.

Many dumb people kena scam, but majority smarter people kena layan all these DLLM measures.
TSsmallcrab
post Oct 18 2025, 09:50 AM

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Kek
My colleague kena scam, willingly transferred 15k to multiple bank accounts willingly

Even 100 hrs cooling off, still same bodo still kena

 

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