News EPF Account 3 to go live on May 11
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 Apr 25 2024, 12:50 PM
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#1
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Senior Member
3,839 posts Joined: Oct 2011 
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QUOTE(jojolicia @ Apr 25 2024, 12:37 PM) How to opt out for account 3 from May 2024 distribution onwards all together? Why opt out? It didn't mention different dividend rate.Is there an opt out option?  |
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Apr 25 2024, 12:58 PM
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#2
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Senior Member
3,839 posts Joined: Oct 2011
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QUOTE(jojolicia @ Apr 25 2024, 12:55 PM) Yes, it was mentioned Acc 3 will not be paid same dividend as Acc 1 & 2. Please share official sos.A very low dividen for acc 3 |
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Apr 25 2024, 01:03 PM
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#3
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Senior Member
3,839 posts Joined: Oct 2011
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QUOTE(nelson969 @ Apr 25 2024, 01:01 PM)  here the sos, smh boomer / gen z / alpha kekw |
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Apr 25 2024, 01:07 PM
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#4
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Senior Member
3,839 posts Joined: Oct 2011
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QUOTE(rickyro @ Apr 25 2024, 01:05 PM) Dang.. then that thins out the 100k limit per year Worth it la. Immediately gain 20%+ of relief wo.This post has been edited by poweredbydiscuz: Apr 25 2024, 01:08 PM |
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Apr 25 2024, 01:23 PM
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#5
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3,839 posts Joined: Oct 2011
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QUOTE(askingquestion @ Apr 25 2024, 01:17 PM) IMO, if account 3 same dividend as account 1 and 2, what is the point of account 3 then? By your logic, what's the point of account 2 if it has same dividend as account 1? Just make it 30% of account 1 allowed to be withdraw for certain conditions.Just make it easier to withdraw from account 2 then (like you can withdraw x% from account 2 once a year etc) |
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Apr 25 2024, 01:30 PM
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#6
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Senior Member
3,839 posts Joined: Oct 2011
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QUOTE(askingquestion @ Apr 25 2024, 01:27 PM) Different functionality You already answered yourself. Topkek. Because account 1 money cannot be withdraw unless very specific circumstances (death, retirement, etc) Account 2 was made so we could withdraw the money for certain purpose. Since account 2 was for the purpose of withdrawing money, let people withdraw from account 2 lor. Why need account 3? They already renamed them to Account Retirement, Account Sejahtera, Account Flexible. Which is quite clear. Wait, you know that Acc 3 can be withdraw for whatever reason. Right? This post has been edited by poweredbydiscuz: Apr 25 2024, 01:31 PM |
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Apr 25 2024, 02:07 PM
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#7
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3,839 posts Joined: Oct 2011
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QUOTE(Duckies @ Apr 25 2024, 02:06 PM) My concern is dividend how? All 3 accounts same? Same same but different. |
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Apr 26 2024, 09:32 AM
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#8
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3,839 posts Joined: Oct 2011
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QUOTE(budaken @ Apr 26 2024, 09:29 AM) someone really need to explain this to me. Account 2 = Akaun Sejahtera so means let's say i have 10k in 2nd account, how much really can i draw to my upcoming 3rd account? Account 3 = Akaun Fleksibel So 10k x 10/30 = 3.33k you can withdraw. This post has been edited by poweredbydiscuz: Apr 26 2024, 09:33 AM |
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