It was never announced, but it was speculated though

No wonder so many bodo kena scammed. They believe everything posted online is true. Kekwa.

any official source for this?
kekwa, ini speculation

speculate only, adui ini orang

By your logic, what's the point of account 2 if it has same dividend as account 1? Just make it 30% of account 1 allowed to be withdraw for certain conditions.

You already answered yourself. Topkek.

They already renamed them to Account Retirement, Account Sejahtera, Account Flexible. Which is quite clear.

Wait, you know that Acc 3 can be withdraw for whatever reason. Right?

A1 - withdraw due to explicit circumstances.
A2 - withdraw due to specific need, requires approval.
A3 - withdraw minimum RM50 anytime. no need someone to approve.

If you look more closely, account 3 IS necessary. Think of this way... if you can withdraw anytime.... people will start withdrawing like crazy and then account 2 would be empty in no time. You can try to put a condition that you must have a minimum amount inside, but what IS the minimum? RM 10? 100? 1000?

By creating account 3, basically you can withdraw all without any conditions.

I will put some money into Acc3.....in-case something CB happen.

BTW, money from Acc3 can transfer to Acc 1 / 2 as contribution.
I just put 10k in Acc3.

Withdrawal - online can do
To transfer from acct 3 to acct 1 or 2 - must goto kwsp fill form 🤦🏻‍♂️

It will split 1/3 from your account 2 into account 3.
My Account 3 after split from account 2 amount approx. Rm17k

Extra 7k will contibution back into Account 2

May 12 - August 31....This period you didnt do anything.....by Sept 1
Your Account 3 will remain zero forever.....EPF will remain old split at 70% account 1, 30% account 2.