From what I understand, reserve amount is the amount you want to keep as "reserve" that you can withdraw at any given time. Meaning if you set reserve amount at 5000 and you deposit 7000, 2000 will auto-subscribe to Moneybull. If your fund have subscribed to Moneybull, you will not be able to withdraw more than your reserve amount unless you redeem some of your fund first.

Reserve money is not in the Aiman fund, so that means no interest payable, right? so what's the point of the reserve?

For instance I initiated 10k redemption from money bull before 8am. Around 5pm I received a notification saying that redemption is complete, and I can withdraw out to my bank account.

I supposed the purse is to give you more flexibility when come to fund accessibility? Cause you will need another day just to redeem your fund from Aiman fund if you decided to withdraw.

Hi, for the moneybull i notice that i did not receive interest on 23 Nov and 7 Dec. And the next business day of that 2 days i did not receive extra too. Is that normal or something is missing? Searching high and low in the tnc but only recall seeing statement such as "interest is settled daily, and weekend/holidays will settle on next business days"

Yea, but if you want accessibility of funds, there is no need to park it in Webull at all. Why give Webull free money? Just keep it in your other interest bearing funds, digital banks or high interest bank savings accounts.

I think the Webull guy who did the promo videos also recommended to set the Reserve at Zero.

Same here, puzzled as well.

6% leh
which bank is giving 6% ?

i open webull and moomoo. both parking to get interest.
moomoo i use it for trading
webull really very lacking in features though it gives a lower fees. very not user friendly.
withdrawal got charges. RM 0.50
and company relatively new, just listed this year only. fundamentally dont know strong or not.
park for few months to get the interest. after that only see if they improve

Well, if you want to trade in other markets like US, you need cash in your reserve to convert to USD before trading. The money subscribed to Moneybull only contribute to the buying power for Malaysia stocks. If you have no intention to trade in other markets using Webull, then I do not see the point to keep any reserve amount.

I see.

Sorry I didnt consider stock trading aspects, I'm in Webull just for the 6% interest. No intention to trade stocks

same, i found that webull app not very user friendly and hard to use. even their are cheaper but i still go back to moomoo for trading

there is 50cents withdrawal charges?
have not withdraw before so i am not aware of this.

https://www.webull.com.my/help/faq/433-Are-...withdrawal-fees

from the QnA seems like there is option to select IBG which is free?

yep IBG is free.

Although not instant but not a big deal. If you transfer out in the morning, the funds usually will arrive by evening, or latest next day.

If it is transferred out in the morning, means that the funds will be residing as Cash Balance overnight after redemption from Moneybull fund the previous day.

So is it worth it to save 50 sen, but not earn any interest overnight on that amount (Cash Balance pays zero interest), assuming that once withdrawn, it will be able to earn interest in your bank account? It depends on the amount withdrawn. We might also need to use the funds the same day it is redeemed. Individual requirements will vary.

This post has been edited by BWassup: Dec 18 2025, 11:50 PM

if money ngam ngam freed up to be withdrawable in early morning, ok to use IBG, can sempat park into TnG GO+ (interest based on 4pm balance) or digital banks

but for something like moneybull, if only ready for withdrawal after 5pm, just pay the 50sen so it can be deposited into digital banks

I redeem daily from Sunday to Wednesday and withdraw daily from Tuesday to Friday so I have to use IBG to save cost.

if wan get free shares, after deposited RM5,050 into webull, anything else i need to do?

Saw the webull fixed booster 6% a lot of unsettled earning … when will those gonna be deposited?

5th of the month