I have life with investment linked. Have been withdrawing for years from the linked account. Usually it takes a week to be disbursed into my own bank account.

True.

Mine also never change ever since.

All insurance agents are scammer.

Protip - Insurance agent commission is like half of what you paid for 5 years, after that it all belongs to the company.

True, i had to liaise directly with provider.

You can complain to BNM

which insurance company?

Gold class sales agent or platinum sales agent need mentenen ok... why u no purely buy medical but investment linked

Depends on policy and provider.

I think cancel it, just go gov hospital and run away after recover, Bangla also can why I can't

how about dont top up?

They make 40% to 90% of the premium u contributed

Stand alone medical card or with life insurance?

It's the premium increased due to inflation

sometimes is better to buy a whole new insurance :X

Life insurance without medical card. If you want medical card, get separate policy from other provider.

Cuz ts is also a scam account aka dupe.

medical inflation

Ceh ofcourse lah life insurance never increase lah🥵🥵🥵

Medical card is the one increase

Got pros & cons.

If jew still healthy go ahead u can do it. But beware got 2 years contestable period meaning if got major claim they can reject if dig any hole found possibility u had/related to that sickness before u bought the insurance.

So usually in order to avoid that, ppl keep the old policy running for 2 years. So u'd be paying for 2 policies for min period of 2 years.

yep, I bought my insurance in 2009, the medical card is co pay card, now they have newer one, but I need to topup a lot.