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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank
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Optizorb
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Jun 7 2024, 08:53 AM
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QUOTE(TOS @ Jun 7 2024, 08:48 AM) Ah ok. So the recommended way for putting money in AEON would be the 47.17*21? (That one rounds up from 0.005 to 0.01) that was the theory. but someone else posted that they received 3 cents for 6 days. instead of 1 cent/day. that's why i said they only apply the round up/down during the interest payout. Since its not daily rounding, it doesn't work. but you can try also, no harm. Can only really confirm it next month 1st July. If it doesnt work then you are still getting same interest as the whole amount put without any pocket. So no loss. i myself am doing 20 pockets of it, and rest of balance in main account. This post has been edited by Optizorb: Jun 7 2024, 08:55 AM
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Optizorb
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Jun 9 2024, 10:14 PM
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QUOTE(benQue @ Jun 9 2024, 09:22 PM) so in theory gx should have better returns due to compounding interest? no matter how you compound also wont be able to make up the 0.8% difference me thinks
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Optizorb
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Jun 9 2024, 11:43 PM
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QUOTE(Carlos_Santan @ Jun 9 2024, 11:35 PM) mine is gx, aeon, rize, tng. i feel like I'm keeping too many. not sure which ones to rid off. i keep all cause i didnt take their Debit cards. So no yearly charges. Just the min balance needed inside only. GX = 0 min balance Rize = 10 min balance aeon = 20 min balance but the min balance is already offset by their welcome rewards dy. so no issues there. that's why i reluctant to take any of their DC, i find that i will be underutilizing it and also the promotions not forever, will end soon-ish. if take the card, then yearly have to pay them dy This post has been edited by Optizorb: Jun 9 2024, 11:46 PM
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Optizorb
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Jun 16 2024, 05:37 PM
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so aeon banyak pattern already
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Optizorb
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Jun 17 2024, 06:13 PM
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QUOTE(Medufsaid @ Jun 17 2024, 06:09 PM) really bad. cannot transfer money out at all  this is like your 2nd or 3rd time kena dy? worse than rize, but not many people make hoo-haa compared to rize that time..
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Optizorb
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Jun 26 2024, 05:47 PM
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QUOTE(blatant928 @ Jun 26 2024, 05:04 PM) AEON treated my 2 transactions as unusual activity despite them being transferred to my own name. The 3rd time was put on hold and other transactions thereafter as well. So I kicked a big fuss and after a long long conversation with their Supervisor, he managed to release the 3rd transaction after 3.30 hours. Each transaction was not more than 10K. But here's the new issue, he told me that from now onwards, every time I transfer money out using DuitNOW, there will be a processing time upto 24 hours! So I told the Supervisor, Haris that they should update their App to use DuitLATER instead of DuitNOW. So indeed I tried to transfer another 10K and lo and behold, the transaction is now being processed. This has never happen before today. Beginning to feel really really frustrated with this Bank. Time to move on to another Bank. what the actual fk..
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Optizorb
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Jun 27 2024, 05:46 PM
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QUOTE(brandonkl @ Jun 27 2024, 12:54 PM) In 2024, still got people issue cheque? Got. my tenant pays me monthly rent in cheques 70+ year old guy, he hates technology. Whatsapp also dont have punya. He still using those basic phones as well. No idea how he survive day to day.
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Optizorb
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Jul 2 2024, 07:57 PM
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QUOTE(lamode @ Jul 2 2024, 07:34 PM) no points from Apple store @ TRX  hailat.. why even bother to go for aeon debit card. if buying apple should be able to do 36 months 0% installments with cc
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Optizorb
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Jul 2 2024, 08:15 PM
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QUOTE(Medufsaid @ Jul 2 2024, 08:03 PM) if u make purchases at merchants that support MyDebit (e.g., Speedmart), the trx & points will appear instant and u can convert to cash straightaway GX bank will only give you cashback the next day obviously this won't be worth it after 3x pts promo ends on Aug i mean its apple product so most likely have 36 months EPP. you put the rest of the money in HYSA, the savings from there surely is way more worth than the 1% or 1.5% cashback.
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Optizorb
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Jul 8 2024, 04:32 PM
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QUOTE(KOEL @ Jul 8 2024, 03:38 PM) Anyone knows the current 3.88% interest will be valid till when? Can't seem to find this info. Thka 31st Aug
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Optizorb
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Jul 29 2024, 07:10 PM
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QUOTE(thinkhappy @ Jul 29 2024, 06:57 PM) duit now transfer via AEON bank wont be real time? it just show processing and money not deduct it is real time. if processing, could be u transfer huge amount and going through security check. CS might call you up to verify the transaction as well
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Optizorb
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Aug 19 2024, 03:03 PM
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final 2 weeks.. wonder Aeon gonna renew the promo or not
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Optizorb
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Aug 26 2024, 01:50 PM
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QUOTE(gempakstarz @ Aug 26 2024, 01:44 PM) so where u going to move later? if aoen doesnt extend, back to rize
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Optizorb
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Aug 27 2024, 10:18 PM
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logged in and check, nothing is out of the ordinary
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Optizorb
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Aug 27 2024, 11:26 PM
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QUOTE(thinkhappy @ Aug 27 2024, 11:19 PM) The current promotional rate of 3.88% will be applicable until August 31. Following the end of this promotion, AEON Bank will conduct a review to determine the competitive rate, which will be communicated to you at a later date. great. so can leave. 31st gonna withdraw out 50k, 1st withdraw out balance 50k
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Optizorb
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Aug 28 2024, 12:27 AM
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QUOTE(nexona88 @ Aug 28 2024, 12:05 AM) Will conduct review to give competitive rates??? Not looking good... Standby lorh...to withdraw 👌 need everyone to mass withdraw, to send a message to aeon not to fool around and give us a a good rate if want us to return.. if they see the feedback not many people withdraw and choose to retain with aeon either due to laziness or just dont care they might feel braver.
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Optizorb
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Aug 31 2024, 11:21 PM
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Done transfer out 50k from Aeon back to Rize.
Tomorrow remainder 50k if Aeon no retain the rates
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Optizorb
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Aug 31 2024, 11:43 PM
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QUOTE(gempakstarz @ Aug 31 2024, 11:24 PM) why not wait tomolo after interest come in? QUOTE(TOS @ Aug 31 2024, 11:36 PM) He is afraid later tomorrow mass withdrawal will crash the system like a few days ago  no la, not because of mass withdrawal. cause technically 1st Sept Aeon will go back to board rates since promo over. and max withdrawal is 50k/day, if have 100k, means on 1st my balance 50k will RIP with the board rate. so better move 50k to rize first. 3.88 and 3.80 no difference, way better than kena board rate.
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Optizorb
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Sep 1 2024, 12:08 AM
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QUOTE(Arsyad1105 @ Sep 1 2024, 12:07 AM) Time to move my money to Be U. At least can make 4% there 🥴 isnt BeU an FD?
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Optizorb
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Sep 1 2024, 12:11 AM
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QUOTE(Arsyad1105 @ Sep 1 2024, 12:09 AM) Yes but I'll leave it there also. Just a good thing is can cash out anytime if you change your mind. if you cash out before the 12 months you wont get the profit/interest right? or does BeU payout monthly? This post has been edited by Optizorb: Sep 1 2024, 12:11 AM
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