If based on the daily interest calculation,

For Day 1,
RM 100* 1/366* 3.6%= RM 0.009836065573770491
Round off to 2 decimal point, u will get RM 0.01.

For Day 2-7, Acc Balance = RM 0. So, no interest.

Total interest accumulated for 1 week (Day 1-7) = RM 0.01.

I think you will received RM 0.01 for the interest on Day 8.

Hi, have u received urs yet? A few of us applied the debit card on 1st Oct, till today "In Transit".... takes even longer than Shopee sea shipping...

thought rename only. so we have to wait (or just check back later morning) to see what is the new plan

My birthday jar money automatically withdrawn to DSA, but missing the interest for 31st October

no more already. everyone closed

the celebration jar just appeared but oversubscribed message

And the good news is the missing daily interest for 31st Oct are credited back into it... 

But the problem is since the minimum amount to withdraw/deposit is RM 0.01... you can't do anything about that stuck 1 sen

Wow Celebration jar already oversubscribed. This time so fast.

Can deposit into celebration jar now

What is the magic number now for saving jar?

Cashback instantly updated.

My two transactions yesterday was "now swipe, now get". It was immediately posted in my account.

Hi Sifus
I used Boost Bank debit card to top up BigPayMe by RM 2000. No 2% cashback was offered.
It appears that e wallet reloads are excluded from the 2% cashback promotion.

Paid 1.5k through MyTNB, posted, 0 cashback. What a shitty bank, I regret even bothering.

I think many will misuse the 2% CB lorrrrrr

Oh, one kind reminder... actually, yesterday and probably today. The 3.6% p.a. rate is still being applied. I put 3263 (= 55.31 + 110.61* 29) into the Celebration jar yesterday expecting to earn 30 cent interest this morning. Instead, 32 cents are credited, suggesting the formula of 3263 * 0.036 / 365 = 0.032.

So, you guys can still use the old 3.6 p.a. for special jar for one more day as they honor the 2nd Jan deadline.
For 3.6% special jar, 25k limit max principal is 24,994.37 while for 50k limit max principal is 49,934.03.

These figures are valid till 12 am tonight ONLY yea.

wow disgusting

Keep dropping only

Very sad case..

Wah bro you calculated till so big near RM1 million..?

by the time you deposited that amount the extra 0.01sen is really insignificant

for those who really wanna squeeze the max you should only place bare minimum eg  RM73 ,RM57.04 only in each jar

if you have few hundreds the benefit is very much diluted
if few thousands there, the effect become insignificant

go into few hundreds k, no need this anymore

guy3288 just calculate as theory exercise only.

honestly if 3.0%, practically just put into KDI save only. put emergency daily cash into Boost + magical numbers RM0.005 round up

Good morning. From today onwards:

2.5 % p.a. DSA (check updated rate in product disclosure sheet if there are any changes, link at bottom of post):

Minimum 0.005*365/0.025 = 73, at increment of 0.01*365/0.025 = 146 for every extra cent of interest (no max limit *, 50k daily transfer limit cap)

Previously 3.2 % p.a. Normal saving jar (all 8 normal saving jar rate will drop to 3% after 9th January, in line with the declining rate for Celebration jar after 9th January):

Rate drop to 3% (same with Celebration jar, see below, except deposit limit -> normal saving jar limit 1 million, Celebration jar limit 25k)

Minimum 0.005*365/0.030 = 60.84, at increment of 0.01*365/0.03 = 121.67 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 60.84 + 121.67 * 8218 = 999,944.90 per jar, uhmmm let's push it further, since we will get 999,944.90 * 0.03/365 = 82.19 per day at this juncture, might as well target 82.185 per day right? Hence, the maximum principal to put in is 82.185*365/0.03 = 999,917.50.

Previously 3.6 % p.a. Special saving jar (from 10th Jan onwards Celebration/birthday jar rate dropped to 3% p.a., CelcomDigi and Sabah jar rate dropped to 3.3% p.a.):

3% Celebration/Birthday jar magic number follows the case mentioned above in normal saving jar paragraph, but with 25k limit. Max principal to put in should be 24880.84 to earn 2.05 MYR interest per day, after 10th Jan.

3.3% CelcomDigi and the Sabah jars:

Minimum 0.005*365/0.033 = 55.31, at increment of 0.01*365/0.033 = 110.61 for every extra cent of interest (I will leave it as an exercise for you to show that for the 50k CelcomDigi jar, if you are eligible, the max principal to put is 49938.64 and you get max daily interest of 4.52 MYR.)

* after credit transfer verification, max across all balance including saving jars: RM 100,000,000, see https://myboostbank.co/terms-and-conditions section C, item 3)

-----------------

Useful links to check their latest updated interest rates (bookmark them if you like)

DSA: https://support.myboostbank.co/hc/en-gb/art...st-Bank-account

Normal saving jars (max 8): https://support.myboostbank.co/hc/en-gb/art...my-Savings-Jars

Special jars: https://support.myboostbank.co/hc/en-gb/cat...n-and-Campaigns (Click on "what is the campaign period" link for each jar's FAQ to check the promo period and rate)

(Future) rates may also be stated in the product disclosure sheet (for DSA and normal saving jar) and T&Cs (for special jars):

DSA and Normal saving jar rate stated in Product Disclosure Sheet: https://myboostbank.co/sites/default/files/...et_Jan_2025.pdf

Celebration/birthday jar T&C PDF: https://myboostbank.co/sites/default/files/...ry_Jar_2025.pdf

CelcomDigi jar T&C PDF: https://myboostbank.co/sites/default/files/...mpaign_2025.pdf

Sabah jars T&C PDF: https://myboostbank.co/sites/default/files/...ia_Jar_2025.pdf

(All PDF links as at 10th Jan 2025 1 am GMT/UTC +8)

3.3% is  for maximum RM25k deposit only.

Have many bad experience with Boost and their app still buggy. So, I would stick with Aeon Bank at 3%.

Log in Boost Bank app, go to the Raya Jar and click on "Find Out More"