QUOTE(cclim2011 @ Nov 1 2024, 12:19 PM)
ops. mine also showing 4%. will i get 4% for supermarket jars for today? didnt fulfil the criteria. hahaha.
Don't know. I top up some money and test my luck too
But if tomorrow morning no daily interest can't blame anyone
The safer thing to do is to keep only the minimum amount to earn 8% p.a. in the 4 jars, i.e., 45.75 MYR and the rest in GX Bank (up until 1006.50).
Because the marginal rate for the jars (above 45.75 each) is just 4% for every 91.50 MYR added thereafter, there is no difference between GX Bank's 1006.50 and BoostBank's 4% jar for now.
The only risk to bear, apart from the possibility of losing today's daily interest, is that once the 4 Sabah jars are full, and suppose next month they revise down the rate again (yet when doubled, the effective rate is higher than 4% p.a.), you will need to deposit more money but you can't...
Lots of things to consider...