Hello all,

I went to CIMB to ask about how much loan I can get and what is the interest rate.
The guy was asking me how much I want/how much the house I looking at while their rate is 4.2%
But I want to know what is my max range rather than "if I can buy the house I want".

What is the correct method to find out what is the max amount I can get from each bank with their respective interest rate?
Rather than walk-in is there any other way? email? calling call center is a killer since banks call centers normally dont answer.

Hi all,

I need some help with loans again.
I identified a place that i am interested in from iproperty which cost about 1.2mil.
I approached a bank that offered me a 30 year 3.85% interest rate loan but the repayment is estimated to be 7k a month.
When i checked iproperty calculator it is about 5k a month. So is it normal for the difference to be so big?

nope. If i use 30 years its 5k. But the difference is a lot compared to what the bank gave at 7k.
Thinking if my estimates are off and if I should reconsider getting a house.

MRTA would cos me 2k a month? Then I guess I need to think about it since I got no dependents.