How to deal with medical insurance repricing?
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 Jan 11 2024, 10:05 AM
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#1
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Junior Member
270 posts Joined: Sep 2016 From: Penang lo 
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QUOTE(MUM @ Jan 11 2024, 09:29 AM) Perhaps ask BNM to tighten the projection "range"?? In MYS all projection from all insurance company is the same.  You need to ask your agent to give you the previous year fund performance and management charges then you make your own decision. Don't put into more than 1 fund, as the management charges alone could be high |
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Jan 11 2024, 10:06 AM
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#2
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Junior Member
270 posts Joined: Sep 2016 From: Penang lo
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QUOTE(Ramjade @ Jan 11 2024, 09:54 AM) Agent is useless in my opinion. But you can't get rm1m+ coverage without going through agent. Unfortunately certain plan need to be sold by agent only due to the license, especially those policy with returnsThat's why don't let them decline your claim. Be truthful. Wait 2y until after purchase insurance to use the insurance. Pay on time. After 2y generally no issue. |
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Jan 11 2024, 10:12 AM
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#3
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Junior Member
270 posts Joined: Sep 2016 From: Penang lo
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QUOTE(Ramjade @ Jan 11 2024, 10:07 AM) My medical insurance got return. But no way I can buy myself online i have tried. Yes, that's what I'm telling.What (policy) we can buy online is less than what agent can be selling |
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