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 Best credit card for fresh grad, Applying for CC after 1 year working

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beLIEve
post Dec 21 2023, 11:53 AM

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QUOTE(sean24 @ Dec 21 2023, 11:47 AM)
Hi guys,

Recently, it has been a year since I started working and decided that I want to apply for a credit card in Malaysia.
Currently, I've only been using a supplementary card tied to my parents.
My expenses mostly consist of dining out, fuel and occasional shopping (in store and online).

I'm looking for a credit card with the strikes a best balance of the following rewards in no particular order.
1) Sign Up Bonus
2) Perks and Benefits (Eg: Deals/Cashback/Points/Miles)
3) Annual fees

I'm not particularly worried about interest rate as I do not have many commitments for the time being and should be able to pay off my debts within the month without issue for now.
Please provide some recommendations on which Credit card for which I should apply for.

Also, it would be great if advise is given on methods for applying for the credit cards.
(I kept seeing rewards for signing up through RinggitPlus and CompareHero, wondering if it makes sense to apply through them)

Thanks in advance. biggrin.gif
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Post here : https://forum.lowyat.net/topic/4161836/+5720

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