Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Best credit card for fresh grad, Applying for CC after 1 year working

views
     
TSsean24
post Dec 21 2023, 11:47 AM, updated 2y ago

New Member
*
Newbie
8 posts

Joined: Dec 2017


Hi guys,

Recently, it has been a year since I started working and decided that I want to apply for a credit card in Malaysia.
Currently, I've only been using a supplementary card tied to my parents.
My expenses mostly consist of dining out, fuel and occasional shopping (in store and online).

I'm looking for a credit card with the strikes a best balance of the following rewards in no particular order.
1) Sign Up Bonus
2) Perks and Benefits (Eg: Deals/Cashback/Points/Miles)
3) Annual fees

I'm not particularly worried about interest rate as I do not have many commitments for the time being and should be able to pay off my debts within the month without issue for now.
Please provide some recommendations on which Credit card for which I should apply for.

Also, it would be great if advise is given on methods for applying for the credit cards.
(I kept seeing rewards for signing up through RinggitPlus and CompareHero, wondering if it makes sense to apply through them)

Thanks in advance. biggrin.gif
beLIEve
post Dec 21 2023, 11:53 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(sean24 @ Dec 21 2023, 11:47 AM)
Hi guys,

Recently, it has been a year since I started working and decided that I want to apply for a credit card in Malaysia.
Currently, I've only been using a supplementary card tied to my parents.
My expenses mostly consist of dining out, fuel and occasional shopping (in store and online).

I'm looking for a credit card with the strikes a best balance of the following rewards in no particular order.
1) Sign Up Bonus
2) Perks and Benefits (Eg: Deals/Cashback/Points/Miles)
3) Annual fees

I'm not particularly worried about interest rate as I do not have many commitments for the time being and should be able to pay off my debts within the month without issue for now.
Please provide some recommendations on which Credit card for which I should apply for.

Also, it would be great if advise is given on methods for applying for the credit cards.
(I kept seeing rewards for signing up through RinggitPlus and CompareHero, wondering if it makes sense to apply through them)

Thanks in advance. biggrin.gif
*
Post here : https://forum.lowyat.net/topic/4161836/+5720
reanimation_84
post Dec 21 2023, 11:54 AM

Casual
***
Junior Member
307 posts

Joined: Apr 2008


QUOTE(sean24 @ Dec 21 2023, 11:47 AM)
Hi guys,

Recently, it has been a year since I started working and decided that I want to apply for a credit card in Malaysia.
Currently, I've only been using a supplementary card tied to my parents.
My expenses mostly consist of dining out, fuel and occasional shopping (in store and online).

I'm looking for a credit card with the strikes a best balance of the following rewards in no particular order.
1) Sign Up Bonus
2) Perks and Benefits (Eg: Deals/Cashback/Points/Miles)
3) Annual fees

I'm not particularly worried about interest rate as I do not have many commitments for the time being and should be able to pay off my debts within the month without issue for now.
Please provide some recommendations on which Credit card for which I should apply for.

Also, it would be great if advise is given on methods for applying for the credit cards.
(I kept seeing rewards for signing up through RinggitPlus and CompareHero, wondering if it makes sense to apply through them)

Thanks in advance. biggrin.gif
*
Definitely go with ringgitplus for sign up bonus, they are the real deal. Comparehero alot of complaints.
TSsean24
post Dec 21 2023, 11:56 AM

New Member
*
Newbie
8 posts

Joined: Dec 2017


QUOTE(beLIEve @ Dec 21 2023, 11:53 AM)
Sorry, new here. Will post in the forum link provided instead.



Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0155sec    0.34    5 queries    GZIP Disabled
Time is now: 14th December 2025 - 06:27 PM