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 Bank lelong 2 aweks' car without their knowledge

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JimbeamofNRT
post Oct 26 2023, 11:02 AM

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QUOTE(ixaRA @ Oct 26 2023, 11:00 AM)
No wonder.. they can simply block my account like that..
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ya bro.
Jv8888
post Oct 26 2023, 11:05 AM

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ppl always say ma, bank is the legal ah long...u think they will pity you and give u chance if u cannot pay? slow slow wait lor...dats why always pay on time.
Pain4UrsinZ
post Oct 26 2023, 11:05 AM

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QUOTE(ThirdSon @ Oct 26 2023, 10:32 AM)
this is a weird case
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She Bodo belum Kira interest
lahart
post Oct 26 2023, 11:06 AM

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QUOTE(manx @ Oct 26 2023, 10:30 AM)
Understood that the bank has the possesion right due to hire purchase agreement, but looking at the case #1, basically the owner (if the info is true) already own like 95% of the car. Kinda surprised that bank put the car on auction and sold off. (IF the news is true la). But very fishy case.
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Both you and the girl think bank give interest free loan?

The amount owed should be higher

Now bank is hospital
Can use mental issue not to repay loan
Lmao

This post has been edited by lahart: Oct 26 2023, 11:07 AM
iGamer
post Oct 26 2023, 11:08 AM

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QUOTE(ixaRA @ Oct 26 2023, 10:36 AM)
Im pay late my car loan for 10 days like that. Bank already block my account. So i cant withdraw my money..transfer anything

Very shiittt bank. Need to pay firrst than i need to call bank to unblock my account.

After that. I make full car loan settlement. No no more loan with that bank
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Why not give standing instruction to auto deduct every month? Stretched monthly budget to max?
dest9116
post Oct 26 2023, 11:13 AM

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1st case after lelong got get back the moneh? If sold the car but all enter bank then the loan paid kena scam?
pisces88
post Oct 26 2023, 11:17 AM

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QUOTE(ixaRA @ Oct 26 2023, 10:36 AM)
Im pay late my car loan for 10 days like that. Bank already block my account. So i cant withdraw my money..transfer anything

Very shiittt bank. Need to pay firrst than i need to call bank to unblock my account.

After that. I make full car loan settlement. No no more loan with that bank
*
thats a very good practice actually. so people cannot ignore bank calls. terus block account dulu
ycs
post Oct 26 2023, 11:22 AM

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beli cash je
ixaRA
post Oct 26 2023, 11:22 AM

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QUOTE(pisces88 @ Oct 26 2023, 11:17 AM)
thats a very good practice actually. so people cannot ignore bank calls. terus block account dulu
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Yeah..good practice for them. Very trouble for me.. need to call them everytime to unblock my bank account..

At last i settled all.. my car loan. So no need for them to block my account like that anymore

RGRaj
post Oct 26 2023, 11:28 AM

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QUOTE(ixaRA @ Oct 26 2023, 10:51 AM)
Im 10 days.. late pay my car loan. Also bank already block my account.. i cant withdraw or transfer anything
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I guess u got 2 accounts there? Can a bank block a savings account for unpaid loans?

netflix2019
post Oct 26 2023, 11:31 AM

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QUOTE(ixaRA @ Oct 26 2023, 11:22 AM)
Yeah..good practice for them. Very trouble for me.. need to call them everytime to unblock my bank account..

At last i settled all.. my car loan. So no need for them to block my account like that anymore
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It's actually good for u also. Else u forever keep dragging your feet never pay on time. Apasal don't use auto debit ? If not enough cash in account u get notification straight. Will never worry about missed payment. Unless of course u stretching your budget super thin u playing "korek dinding kanan tampal dinding kiri" every other month.
ShadowR1
post Oct 26 2023, 11:32 AM

Im still HeRe ...
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QUOTE(ycs @ Oct 26 2023, 10:31 AM)
apa tu 'anxiety disorder'? laugh.gif
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Very the kan cheong.
POYOZER
post Oct 26 2023, 11:33 AM

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QUOTE(ixaRA @ Oct 26 2023, 10:36 AM)
Im pay late my car loan for 10 days like that. Bank already block my account. So i cant withdraw my money..transfer anything

Very shiittt bank. Need to pay firrst than i need to call bank to unblock my account.

After that. I make full car loan settlement. No no more loan with that bank
*
How to make the payment if kena block?
acbc
post Oct 26 2023, 11:34 AM

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QUOTE(RGRaj @ Oct 26 2023, 11:28 AM)
I guess u got 2 accounts there? Can a bank block a savings account for unpaid loans?
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They can actually.

If never pay CC or loan, the savings account will be affected.

Never ever open all accounts under a single bank.
treblecase
post Oct 26 2023, 11:39 AM

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Probably #1 actually only paid RM6k deposit but “misquoted” as 60k. If got 60k to pay for car but cannot pay instalments???…very fishy. Usually ppl who pays 60k & got a 5k loan only is to avoid query from LHDN.
AfraidIGotBan
post Oct 26 2023, 11:41 AM

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QUOTE(NathanJeans @ Oct 26 2023, 02:30 AM)
Lol failed to pay because of anxiety disorder? Really gila babi otak mental
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meanwhile, majority babi otak mental specialist said that generalizing people mental is wrong.

Sohai is sohai, Regardless how It turn up. When situation helps, I pancut dalam also can consider mental ill and anxiety, hence i pancut dalam people's wife. Now, take the cuff off me because how i can be counted as piapping people's wife? Its just anxiety disorder.
JonSpark
post Oct 26 2023, 11:42 AM

ai shiteru
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QUOTE(RGRaj @ Oct 26 2023, 11:28 AM)
I guess u got 2 accounts there? Can a bank block a savings account for unpaid loans?
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He put as collateral or what?

I know some banks block access to your FD when late by 2 months.
Ewww!
post Oct 26 2023, 11:43 AM

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Ohhh, ada penyakit gila mental rupanya.

And don't forget to check, probably also a junkie. Lol!

This post has been edited by Ewww!: Oct 26 2023, 12:23 PM
Akaashi
post Oct 26 2023, 11:44 AM

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QUOTE(JimbeamofNRT @ Oct 26 2023, 10:53 AM)
indeed

IIRC if the car already paid more than 75%, bank need to req for court's order to repossessed the car

has they changed the law?
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Could it be there is different clause for hire purchase loan and personal loan? She may had taken personal loan instead of hire purchase.
H3artBreakKid
post Oct 26 2023, 11:46 AM

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kad mental lagi topkek whistling.gif

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