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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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jacklsw86
post Feb 22 2024, 11:09 AM

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QUOTE(leanman @ Feb 22 2024, 09:47 AM)
You are right, i was blinded by the 3%, which in fact it was for per annum.
Unless the CC has other CB higher than 1%, as said once all these CB cards used up, it is feasible to use the GX card
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If you just look at getting back money, sure cash back looks better. But usage/function wise you don't compare like that.
Cash back you get 1%, but you have spent 99%
Daily interest 3% pa, one day your money will grow +0.03/365
jacklsw86
post Feb 29 2024, 04:22 PM

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Don't delete GXBank app if you intend to use it again some time soon. Will need to call CS to allow you to log in again and wait 12/24 hours before use.
jacklsw86
post Mar 1 2024, 10:37 AM

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QUOTE(blahbleh @ Feb 29 2024, 05:37 PM)
My mistake is I uninstalled it and redownload again and it prompted that. Don't do that. If you've done that, I'm afraid you might need to call the CS.
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Yeah, back in last year I deposited RM 100 to get the free RM20 sign up, then withdraw all and delete the app thinking that I won't use GXbank again. Then I feel GXbank is useful to keep emergency fund and get some returns to when I added back the GXbank app again, I need to call CS to allow me to log in.
jacklsw86
post Mar 1 2024, 11:26 AM

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Got enough spare time to get the free money why not? biggrin.gif Also their benefits managed to pull me back to use them haha
jacklsw86
post May 27 2024, 02:35 PM

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QUOTE(ronnie @ May 27 2024, 01:21 PM)
RM671 to earn 6% is better than RM671 earns 3%.
Correct, right ?

Some of us aim to maximize earnings from the same amount of money, that all. if you feel your time is better at other things. nothing wrong also.
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Thanks to those researching the small details and share the info. I'm a lazy person can just follow and try haha
jacklsw86
post Jun 18 2024, 02:37 PM

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QUOTE(greyshadow @ Jun 18 2024, 10:22 AM)
Just got offered a 0% BT from my bank, can get around RM30k 0% interest for 6 months.  Thinking of parking it in GX to get the 3% interest, then just take out RM5k monthly from the pocket for repayment, basically it's free money, no? hmm.gif

anyone did something similar?
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Yes there is a Ezycash 0% promo with no upfront charge by Maybank which can be used to store money to generate extra income in GXBank.

For 0% BT you better ask the bank. Normally they only credit the money in your other bank's credit card, not into your savings account
jacklsw86
post Sep 6 2024, 12:13 PM

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Digital banks in Msia reached climax already, starting Oct 2024 all dying

Boost bank will be last digital bank standing as they started late
jacklsw86
post Nov 18 2024, 02:59 PM

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QUOTE(Mr Gray @ Nov 15 2024, 05:45 PM)
user posted image

Lol 8.06% interest rate for Flexi Credit. Like Ah Long already. I better cash out from hong leong credit card for any short ter cash need. HLB always have 0% BT promo.
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Eventually all fintech companies become digital ah long

 

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