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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
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LuckyBai
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 Feb 25 2024, 12:29 PM
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QUOTE(Jack&Guild @ Feb 25 2024, 12:04 PM) How does this bank making their profit as they are not giving out loan and collecting interest. 🧐 New startup bank need deposit to fulfill the BNM capital criterias.. How to get the deposits are of coz giving candies to lure people bank with them. Once they have fulfilled the criterias outlined by BNM, they will start to give micro loans and then credit card in the long run. New startup bank like this will usually need heavy capital in the first few years before breakeven. |
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LuckyBai
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Apr 1 2024, 12:29 AM
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Traditional banks that don't up the game risk losing customers..
Yes, UOB and Public Bank, you better watch out
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LuckyBai
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Apr 22 2024, 01:17 PM
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QUOTE(Ramjade @ Apr 22 2024, 11:08 AM) Think maybe losing too much money already. Lol. Losing?? More like they finally Cukur able to meet the criteria set by BNM for capital adequacy .. Ticked box |
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LuckyBai
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May 25 2024, 02:27 PM
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QUOTE(kens88` @ May 25 2024, 02:24 PM) Biggest turn off is the rm20 locked in. GX bank and kdi no such restrictions Couldn't agree with you more on this ... I do not see the reason why users have to keep a min 20 in the account. It is not that they have physical branches. What worse is that Aeon Bank is not very transparent with the fees they have imposed. No information of it cna be found on their Webpage. This post has been edited by LuckyBai: May 25 2024, 02:28 PM |
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