They already gotten experience in Singapore

Don't think it's rookie bank boss 😁

Like someone mentioned
Live international integration Mastercard

Internal source?👀

SG debit card just start 2 week ago....look like not much people excitement on getting the card. so far hardwarezone and youtube are very quiet. only saw 1 video - debit card (white color)

Is their plan public ?

Malaysia one probably little later on...

Situation could be same too...

Not much excitement.... How many debit card one needs nowadays 😔

well 1% cash back is good debit card. some cc dont give reward on gov transaction or other transaction (depend on cc). if existing cashback cc has exceeded requirement and other retail only give 0.2%. so this is an attractive card.
i dont see any debit card give 1% cashback. it is better than sg debit card give lousy reward when exceed $10

If it's digital version only first, hopefully can use it on apple/google pay

The cashback don't apply to e-wallet topups..

I think Maybank having problems again?

Money already deducted from HLB, Maybank etc. But not reflected in GX Bank....

No support for apple/google pay, that's sad. I tried to go back few pages, I don't see it has been said..

Anyway I mean, since the card has cashback 1%, which is the highlight of the product, and since they release virtual ahead of the physical, there is not much usage where common people can get the cashback. Let's say you go watson, how to use the card in the way to get the cashback.. you can't.

If they let us use for google pay, then even without the physical card, people can still get the cashback.

Of course it's smart decision, but it's the highlight of the product. I'm not asking for them to support e-wallet because I'm aware of it can be loophole, I'm asking for them to support google/apple pay, which is different from e-wallet.

may be paynet issue??? this is problem when all bank leverage and monopoly by duitnow (owned by paynet)

not surprising if indeed true...

because almost every month same shit...

because salary time, traffic load is higher 

I think too many pple try to register and jam up the system. I registered yesterday, took almost 2 hours for approval. After than bank in RM100, immediately rebate RM20. Registered duitnow get RM8 too. I think must be patience enough to register this new account 😂. I immediately chat with GX Bank when I submitted my application and no instant approval. Thought my ID not clear or what. The CS very patient to ask me wait. 😂

Let's approach this from a different angle. If you're aiming for a consistent daily return of 100.00, and assuming a fixed interest rate, you can determine the initial deposit needed using the formula for daily interest:

\[ \text{Daily Interest} = \frac{\text{Principal Amount} \times \text{Annual Interest Rate}}{\text{Number of Days in a Year}} \]

Given that you want a daily interest of 100.00 and assuming a 365-day year, let's solve for the principal amount:

\[ 100.00 = \frac{\text{Principal Amount} \times 0.03}{365} \]

Solving for the principal amount:

\[ \text{Principal Amount} = \frac{100.00 \times 365}{0.03} \]
\[ \text{Principal Amount} \approx 1,216,666.67 \]

Therefore, to receive a clean 100.00 return daily at a 3% annual interest rate, you'd need an initial deposit of approximately 1,216,666.67 units of your currency. Achieving such high daily returns typically involves high-risk investments, and finding guaranteed returns at this level can be extremely challenging through traditional financial instruments. Always be cautious and seek professional advice before pursuing investments promising exceptionally high returns.

in Australia everybody is using Apple/Google pay. nobody using credit cards

SG version interest higher

all right. they should atleast offer 5 %

this is malaysia dude. why u compare with other country?
Might as well u say 1 Australia dollar= RM1

what operating cost. Digital bank structure suppose be lean and agile.

NOT backward.

I know there is no free lunch. 

true.

thus whats the scene for 2024? GX best bank for 2024?

mmm you seem knowledge-able in this niche.

What I foresee is there is too many "app/fintech-service/etc" in a small ecosystem in Malaysia. And bank negara does seem to "purge" any of them via consolidation.

GXbank doesn't have the function to "save account as favourite" to transfer funds yet right?

Don't worry.. minor thing only for them to add, should be coming soon.

Do they still use cash at all?

All major banks supports cardless?

Like if I go MBB, I can also withdraw cardless from CIMB acc?

Why they don't use 2 series (2221-2720)

Hi guys. Successfully registered for GX Bank today, got my RM 28 "gift" as well.

For the withdrawal process, is it instantaneous? How long does it take for money to appear in the receiving bank?

The official FAQ does not mention anything about withdrawing money...

Thanks for info.

Feels delighted to see daily interest credited at 11.59pm every night. Very likely a 3% p.a. daily compound interest at the effective rate of 3.05% p.a.
I guess no other bank offers such feature, the nearest is interest calculate daily but credited monthly ( monthly compound interest).

Morning register, until now still reviewing, so slow

Just tried to send money (make payment) to my credit card account in another bank.  It's not "instant" although I approve it via GX secure. I have to take selfie and now wait for them to verify. Imagine if this transfer is urgent.....

i transfered few k to other bank. it is instant. do note, cc may be slower

How "soon" is the debit card coming out

how do u know?

Awak ada org dalam?

Please don't question him guys...  Don't challenge him..because..he knows everything.  

Is that timeline available online?

Does SG team really knows about when things/features released here?

Now 1.49, will wait for 1.5.
Besides malaysia app and sg app UI is almost the same