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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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poweredbydiscuz
post Apr 5 2024, 09:52 AM

 
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QUOTE(mjchua @ Apr 5 2024, 09:47 AM)
how system detect first RM 1.0b ?
if create pockets and move money before 10 Apr, is that eligible ?
if there is more than RM 1.0b in pockets from all account holders before 10 Apr, who is eligible ?
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Clearly stated in the t&c liao. Existing pockets are eligible. And first come first serve (those put in money the earliest first).
poweredbydiscuz
post Apr 5 2024, 03:00 PM

 
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You guys take "every cent counts" to a whole new level.
poweredbydiscuz
post Apr 8 2024, 02:24 PM

 
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QUOTE(ycktech @ Apr 8 2024, 01:32 PM)
By the way,
It say limit RM1B only.
Then how do we know in advance we get the promo rate or not?
Or wait till end of promo time say we dun get then jialat.
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QUOTE
GXBank strictly has no obligation to inform Eligible Customers once the Maximum Capping is reached.

poweredbydiscuz
post Apr 8 2024, 02:47 PM

 
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QUOTE(mbbvic @ Apr 8 2024, 02:35 PM)
Once all fund move into saving pocket; still can use the debit card as normal?
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Cannot.
poweredbydiscuz
post Apr 9 2024, 09:08 AM

 
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QUOTE(GregPG01 @ Apr 9 2024, 08:59 AM)
This promo (5%) is only 1 month right ?
Money markets are paying around 3.6%.

Rm50000 * ((0.05 - 0.036)/12) = Rm58.33

Hmm, worth the hassle ?
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If you read the previous posts, people here are willing to do all kinds of hassle to earn RM0.01 more.
poweredbydiscuz
post Apr 11 2024, 04:39 PM

 
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I untung liao they round up my number. I guess they took some of your 1 cent and give to me. Thanks guys.

PS. I didn't put rm4941 lel.

This post has been edited by poweredbydiscuz: Apr 11 2024, 04:39 PM
poweredbydiscuz
post Apr 18 2024, 09:52 AM

 
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QUOTE(soonwai @ Apr 18 2024, 08:26 AM)
Ask them why the RM61 main pocket got extra 1 sen.
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Reply: Upon checking, there was a miscalculation and we will deduct back the 1 sen from your account. Thank you.
poweredbydiscuz
post Apr 22 2024, 04:53 PM

 
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QUOTE(ericlaiys @ Apr 22 2024, 04:45 PM)
with RM1,000,000,000.00, look like only got 200k users [if everyone put 50k]
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20k only
poweredbydiscuz
post Apr 24 2024, 10:26 AM

 
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QUOTE(virtualgay @ Apr 24 2024, 10:12 AM)
i just check duit interest dah masuk
so siapa tak dapat 5% sila naik tangan
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No need to ask. People here can argue about 1 sen until few pages, imagine if they don't get 5%.
poweredbydiscuz
post May 7 2024, 07:44 AM

 
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QUOTE(Ramjade @ May 6 2024, 11:18 PM)
I have transferred don't know how many times, no need to take selfies. Selfie only for increasing limit.
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For larger transactions it will ask for selfie.
poweredbydiscuz
post May 7 2024, 09:42 AM

 
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QUOTE(BWassup @ May 7 2024, 09:38 AM)
Intend to withdraw funds from GXB after promo ends on 9 May. Unless got another promo.

Is there a minimum balance required to keep account alive, or can we withdraw the entire balance?
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Can withdraw until 0.

But experts here will advise you to keep RM61.01 x 11 to get 6% interest.
poweredbydiscuz
post May 7 2024, 09:53 AM

 
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QUOTE(BWassup @ May 7 2024, 09:52 AM)
Sorry? how does that work?  laugh.gif
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Read 2-3 pages back.
poweredbydiscuz
post May 9 2024, 10:05 AM

 
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QUOTE(ericlaiys @ May 9 2024, 09:59 AM)
now can withdraw. midnight consider 10. so no more 5%
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Interest calculated at 9/5 11:59pm.
poweredbydiscuz
post May 28 2024, 04:06 PM

 
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QUOTE(brandonkl @ May 28 2024, 03:47 PM)
I just paid about RM800 for my Adobe subscription online with my GX Card. It went through without any GX secure verification.

Seems a bit risky that anyone can just enter my GX card details to pay.

Or maybe it is considered low risk since it is subscription payment and no physical goods or services received. If fraud, they can just terminate the subscription?
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Quite normal for foreign merchants especially the US. Some even can charge you without the CVV.

This post has been edited by poweredbydiscuz: May 28 2024, 04:07 PM
poweredbydiscuz
post Jun 11 2024, 12:41 PM

 
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QUOTE(leanman @ Jun 11 2024, 12:37 PM)
GX doesn’t round up the CB?
Spent RM27.80 and got RM0.27 CB
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The answer is in their FAQ.
poweredbydiscuz
post Jun 18 2024, 10:49 AM

 
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QUOTE(greyshadow @ Jun 18 2024, 10:22 AM)
Just got offered a 0% BT from my bank, can get around RM30k 0% interest for 6 months.  Thinking of parking it in GX to get the 3% interest, then just take out RM5k monthly from the pocket for repayment, basically it's free money, no? hmm.gif

anyone did something similar?
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Pretty common practice.
poweredbydiscuz
post Jun 25 2024, 11:19 AM

 
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QUOTE(Confession @ Jun 25 2024, 10:41 AM)
will there be cashback if pay car loan via GX app?
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Can it be done at the first place?
poweredbydiscuz
post Aug 5 2024, 04:51 PM

 
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QUOTE(gerald7 @ Aug 5 2024, 04:46 PM)
That option is checked, and I have made purchases with the debit on lazada and shoppe. and yes funds a more than adequate for one full tank of fuel.  Should I call SETEL or GXB
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I've never use debit card for petrol before, but is it same as credit card where it withhold RM200 pre authorized amount? Did your main account has more than RM200 that time?
poweredbydiscuz
post Aug 5 2024, 05:04 PM

 
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QUOTE(hightechgadgets8 @ Aug 5 2024, 04:58 PM)
he is using virtual card, there is no pre authorise amount as he is just topping up the setel ewallet with his card
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I tot he use cardterus as he said purchase fuel and didn't mention about top up.
poweredbydiscuz
post Sep 6 2024, 02:21 PM

 
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So what's the new magic number after RM61? laugh.gif

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