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 car insurance on windscreen

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MR_alien
post Oct 22 2023, 02:36 PM

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QUOTE(miromiro @ Oct 22 2023, 02:30 PM)
Just then his NCD will all gone

Gonna start over again
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no it won't if u have buy additional windscreen protection
just have to make sure you ensured enough amount to cover it
MR_alien
post Oct 22 2023, 02:38 PM

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QUOTE(gedebe @ Oct 22 2023, 01:46 PM)
hard to believe that insurance company will be so easy on approving windscreen claim
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insurance company prioritize BEFORE you purchase...not after
it's when u add-on windscreen protection(when you renew insurance), they either just let u or ask u for additional proof to support or call CS for verification

but once it's approved(added), anytime u claim windscreen...it will be approved

This post has been edited by MR_alien: Oct 22 2023, 02:38 PM
SUSxiaojohn
post Oct 22 2023, 02:51 PM

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QUOTE(zuozi @ Oct 22 2023, 02:01 PM)
All my vehicle have windscreen insurance, only spider mark, windscreen guy use tools make it bigger with crack easy take photo as a prove Tldr windscreen guy is your friend insurance no,

common practice all renewed insurance 3 months later only make a claim or claims before renewals that what i being told for the last 30 year now i mostly renew online visit physical windscreen by my self without interact with agent anymore .
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unker use maybank etiqa....strong recommend
SUSxiaojohn
post Oct 22 2023, 02:52 PM

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QUOTE(gedebe @ Oct 22 2023, 01:38 PM)
i don't think original one cheap, and vios is equip with abs even >10 years old
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it is the same...
SUSxiaojohn
post Oct 22 2023, 02:53 PM

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QUOTE(gedebe @ Oct 22 2023, 01:46 PM)
hard to believe that insurance company will be so easy on approving windscreen claim
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you need to understand how insurance works...and there structure...haha....
Coldf3ar
post Oct 22 2023, 02:53 PM

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QUOTE(iSmart @ Oct 22 2023, 01:30 PM)
WHEN U RENEW YOUR INSURANCE > JUST ADD THE WINDSCREEN JER

FOR ME EVERYYEARS ALSO ADD

MANGKUK HIGHWAY MANY STONE 1 YEARS SURE KENA 1 TIME BIG STONE
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most cb one is without windscreen coverage, 3 weeks sudah crack. now with windscreen coverage, already 3 years no crack. cb betul.
T.Alvin
post Oct 22 2023, 02:57 PM

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QUOTE(Coldf3ar @ Oct 22 2023, 02:53 PM)
most cb one is without windscreen coverage, 3 weeks sudah crack. now with windscreen coverage, already 3 years no crack. cb betul.
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paid coverage for 10 years, and think back, alamak can buy a new windscreen ady haha.
but anyway, buy for peace of mind, dont think it too much.
zuozi
post Oct 22 2023, 03:01 PM

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QUOTE(Coldf3ar @ Oct 22 2023, 02:53 PM)
most cb one is without windscreen coverage, 3 weeks sudah crack. now with windscreen coverage, already 3 years no crack. cb betul.
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Haiz this still okay lah, me today replace windshield 3 days later a truck pass by rock on the road fly to my windshield have 2 chip crack make me so speechless just drive and forget about it.
zuozi
post Oct 22 2023, 03:02 PM

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QUOTE(xiaojohn @ Oct 22 2023, 02:51 PM)
unker use maybank etiqa....strong recommend
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Now still stick with beerjaya sompro insurance maybe next time.
SUSxiaojohn
post Oct 22 2023, 03:04 PM

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QUOTE(Coldf3ar @ Oct 22 2023, 02:53 PM)
most cb one is without windscreen coverage, 3 weeks sudah crack. now with windscreen coverage, already 3 years no crack. cb betul.
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the hassle is not on WS cost....it is on WS replacement need time
:3mushy:3
post Oct 22 2023, 03:06 PM

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That depends on the cost for authoriser (original) windscreen replacement cost. Like one of mine, the replacement cost is close to 10k lol so that's like 1.5k premium.
miromiro
post Oct 22 2023, 04:39 PM

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QUOTE(MR_alien @ Oct 22 2023, 02:36 PM)
no it won't if u have buy additional windscreen protection
just have to make sure you ensured enough amount to cover it
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But now TS no buy

Can he replaced it? I mean after it chip ,only buy add on..

This post has been edited by miromiro: Oct 22 2023, 04:40 PM
sakaic
post Oct 22 2023, 04:42 PM

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Once you have coverage, it will be approved. Just that you didn't buy all this while, they will want to make sure that its not already broken. Probably will ask you to take a photo with todays paper in the same photo
cedyy
post Oct 22 2023, 04:45 PM

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Insurer may ask you to take photo of car
acbc
post Oct 22 2023, 04:49 PM

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If the windscreen is broken, just buy the insurance for it online. Insurance companies usually don't ask for proof. Once successful, wait like 2-3 weeks then claim. The shop will make the crack bigger, issue the invoice and pictures as proof. U then submit the claim and wait about a month.
MR_alien
post Oct 22 2023, 04:54 PM

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QUOTE(miromiro @ Oct 22 2023, 04:39 PM)
But now TS no buy

Can he replaced it? I mean after it chip ,only buy add on..
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If no windscreen add-on thn we're in a gray area
The correct answer is of course cannot

But I also only add-on after my windscreen is cracked and managed to find an insurer that doesn't require me to have additional proof
And I successfully add-on and claim afterwards
But of course my crack is bearable and I got lucky with the insurer
thuwed1732
post Jan 20 2025, 05:30 PM

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QUOTE(MR_alien @ Oct 22 2023, 04:54 PM)
If no windscreen add-on thn we're in a gray area
The correct answer is of course cannot

But I also only add-on after my windscreen is cracked and managed to find an insurer that doesn't require me to have additional proof
And I successfully add-on and claim afterwards
But of course my crack is bearable and I got lucky with the insurer
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sorry necro tered
can share which insurance company that you add on windscreen?
MR_alien
post Jan 20 2025, 05:34 PM

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QUOTE(thuwed1732 @ Jan 20 2025, 05:30 PM)
sorry necro tered
can share which insurance company that you add on windscreen?
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Etiqa
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