Hybrid are way better than EV because you no need worry any range problem.  5 min full tank (Petrol). Go to mall or Airport, I park at Hybrid / EV spot, hassle free. New type of Hybrid Car are PHEV. You can charge your car like EV. Old Hybrid such as Civic Hybrid / Camry Hybrid / Honda Insight are non PHEV.  Japanese hybrid car in Malaysia market are all non PHEV, so you can't park at EV car spot. 

Hybrid maintenance really really high and car after sales value very very low. If you plan to play play for few years then sell, forget about it.  Every 10k need service the car like ICE car, my Prius in Japan service around Rm1-1.2k. 
4-5 years need change car big Battery, Electric motor, Electric generator, Power control unit, and a power split device approx. Rm15k  + Engine Part will be Timing Belt , Engine Water Pump + Gearbox Service another 5-7k  (plus workmanship)

i dont know about installment, but can use credit card on service centre.