Any cards. Only small retailer do that though. Supermarket, departmental stores, established brand stores wouldn't charge you extra.

It's the retailers aka merchants sendiri add the surcharges if you choose to pay by card.

but is it mean this practice is retailer by retailer basis? if choose good retailer then such problems will be more manageable?

This post has been edited by viktorherald: Oct 6 2023, 11:19 AM

He's referring to the additional charge imposed by smaller Aussie merchants on top of the conversion fee you paid to top up your card to that foreign currency.

Just like how in the early days retailers here imposed 2% or 3% surcharge if you paid by cc.

Yes, small hostels/shops there still do that.

Apps got charges, retailer also got charges. So it's double charges.

Like you buy from small retailer here. CC price and cash price is different.

Oh I see... hmm, then I have no good solution to that

Use cash on this situation, then swipe away on big purchases it is yeah?

For hotel, shops, 7eleven, mrt, we sure can use wise in Taiwan.

But how about for food stalls or pasar Malam? Do they accept debit card? Or qr app? Or cash only?

thats why need cash to backup also. cards is only for big shopping spree

word of advice, shops dont have online terminals like qr pay etc. Not even coles have em, but they do have some spread on apple pay. So make sure you have your physical wise card too.

The digital card can be used for online purchase only like Uber etc.

This post has been edited by mhyug: Oct 6 2023, 11:33 AM

No qr app ka? I was in Taiwan many years ago that time no ewallet yet.

oh, i think i didnt go through the trouble to research and set that up, just used cash all the way

cards definitely no i think

This post has been edited by viktorherald: Oct 6 2023, 12:05 PM

Apply pay is connected to Wise Digital Card, As long they have card machine u can just wave right?

put 90% into Wise and the rest just exchange to AUD cash to put aside for emergency just in case merchant doesn't have terminal.

You can still withdraw money using Wise card at any ATM and first two withdrawal is free (if your cash is out and need another physical cash)

Use Wise card/Apple Pay whenever you can.

I just got back from Perth weeks back and all my transaction via card or Apple Pay. I exhange couple of hundred dollars that doesn't used until my end of trip. Have to spent all during last day because coming back here and exchange, rugi on exchange fee.

edit: been to Coles, petrol station, wildife park, outskirt attracktion and even small coffee shop accept card.

This post has been edited by rip_code: Oct 6 2023, 12:43 PM

1k?
How long your stay?
Border force will sure hold you for suspected overstayer.

and you dont have to carry cash at all in Melbourne.

Seriously.

thanks for the input sir, i have a few question in mind.

- Do u have any issue at the boarder for carrying less cash?
- If i apply just for Wise Digital Card should be ok right since its connect to apply pay?


With all these comment, i gonna rethink about changing so much cash now haha

Why not top up a bit to get a physical card sent to you?

credit card also ok ma

have to see which country also ... Only those developed country la....

Like Thai... mostly cash. 7-11 now previously can use card... now min spending 200 baht only can use.