i saw thread i buka poll
i interested in getting them
being using debit card for grab
takut debit card nanti kena makan eventho inside tara duit

thinking of using them for international purchases

Bigpay vs wise
mana satu baguih
whats the different? how do they charge?
hows the convertionrate?

google is your best friend

Big pay dead dy gila want charge u fee on top of purchase .

cc thread kan ada

bigpay can reload with credit card, wise still cannot

How about mae e wallet with it e wallet debit card? LoL

For me who own both card, Wise is better, hvn't face any failed transaction at the moment. Bigpay suck!!

This post has been edited by noos: Sep 22 2023, 03:29 PM

Thier rate sucks .

paypal

How's the exchange rate for overseas transaction when

1) say you're in Msia, buying stuff from Amazon USA,

And

2) you're overseas and swiping the card overseas.

Which one gives better rates?

Wise

bigpay sucks sebab ada extra fee & charges



Cross Border Transaction Fee

I mostly buy stuff from oversea online. AmazonJP, Taobao, etc...
Wise is better at exchange rate.

TnG E wallet

not sure bigpay, but wise having great rate against local exchange
you can also convert the money and keep in wise when the rate is good
wise also got free (2-3) withdrawals, just conversion charges

Have both. Wise also can top up with credit card. Last time prefer BP but recently start charging 1% for credit card top up, so not gonna use it

bigpay top up using credit card ada 1% charge, cross border charge 1.5%, foreign currency macam 1%

in short bigpay sudah di-Airasia

Macam interesting, can consider.

last time bigpay now wise better coz bigpay have extra charges

what about spending oversea using touchngo?

When you got wise, can say goodbye to money exchange shop.

What about Ebay? Can use also?

wise
can save in apple wallet

TQ for the clarification. I have Bigpay so it's nice to know there's something better than it.

For bigpay, there's a limit of RM1000 pm from my experience. So far never kena charge 1% or so I assume.. where do I check whether I'm charged?

if buy items from iherbs, last time use bigpay, now better use wat?

Refer to the post below, they charge 1% regardless any amount for credit card top up.

Then i kena 1.5% for youtube subscription, i faster faster remove and shift to credit card.

wise can keep multiple ccy and you know the rates before converting, vy convenient to use in aus

get both and try yourself

BigPay is AirAsia punya cibai

so Wise is better

i think wise better... if i'm not mistaken, even the overseas transactions, you can get the OTP.

Wise best cos can convert money to keep first and receiving foreign currency

Forget about bigpay.
Anything that AA guy touch just avoid.

You get charged % for reloading your card.

When make payment they trigger all those pop up with vague discounts to encourage you use bigpay only to have error later saying it's not valid.

Get wise, literally.

Spending? BigPay.

Receiving foreign currencies? Wise.

BP just started charging this month. Last time rm1k no charge. Now everything charged.

If this is true, then very good for WISE.
But as I know in Malaysia, Apple Pay only accepts credit cards from MAYBANK, AMBANK, Standard Chartered , HSBC and AMEX.
It will be great if WISE is able to be used in Apple Wallet.

depends what is your priority

if you ask me i say both sucks

Why not have both ? BigPay app not stable .Imagine u abroad and suddenly u need to insert u log in and password and verify via phone no. Happened twice to me .

Wise no problem so far but who knows if got problem

Both has its own uses. At least don’t have to carry cash when travelling. Wise main advantage is you can change when currency is attractive for future use.

You can add it to google pay too.

Also free 3 withdrawals each month in any local ATMs too.

pls read below


https://www.lowyat.net/2023/307625/wise-app...pport-malaysia/

Thanks

Thanks

Never bought at ebay....

Now all cc reload will be charged
No more foc

Keep BP only to buy AA tickets and avoid service charges

To wise card holder, got question: if using digital card only can we withdraw money at ATM?

Don’t think you can as you need to cucuk the card into ATM. AFAIK, there is no ATM in Malaysia supporting wave.

TQ, I also just read the link given by the other ktard. I have installed WISE.

Bro, how the heck are you suppose to cucuk digital card??

They issue 1 physical card.. then you'll get 3 digital cards.

Wise can topup with CC? Are you sure???? How? You don't kidding me.

wise because matsalleh.

Wise , baru balik from bangkok with wise.

Wise for now that is, slowly I believe they will charge more things

Mana tau maa. Now banks also allow cash withdrawal by scanning qr codes at ATM.

What's the difference using wise vs debit card that not link to main saving account???

relax broda , there's some card that allows cardless withdrawal

correct, tak ask then taktau lo

This post has been edited by SourLemons: Sep 22 2023, 10:38 PM

bp charge extra for credit card reload

Used to be unlimited
Then first RM 1000, subsequent amount subj to 1pct charge
Now reload straight charge

Oppps.. sorry. Cannot top up with credit card. Signed up long time ago and I recalled using cc to pay for the wise card and to put some money in the card. The charge was expensive though.

your wise how to activate top up with credit card? my one always shows not available credit card

Wise MY have the new white card ady or not?

If i just wanna pump petrol, wise or debit card?

Cannot top up with credit card. But when signed up last time managed to do it.