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 GXBank 1st Digital Bank in 🇲🇾 ! 🥳🥳🥳

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ericlaiys
post Nov 14 2023, 02:32 PM

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QUOTE(virtualgay @ Nov 14 2023, 11:38 AM)
hi all - now can install GX Bank App, just install it on my mobile
can sign up to become their beta tested but cannot do anything, just joined their waiting list
*
u late in game... beta submission 1 month ago
wonder who got it

This post has been edited by ericlaiys: Nov 14 2023, 02:33 PM
ericlaiys
post Nov 14 2023, 05:44 PM

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QUOTE(chupapi_munyayo @ Nov 14 2023, 03:40 PM)
Means now open account & deposit RM10 won't get RM20?
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dont see anyone post that they can open acc today. So i doubt it open to 20k people
ericlaiys
post Nov 14 2023, 09:46 PM

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QUOTE(khainiz94 @ Nov 14 2023, 09:15 PM)
Done!
Got invitation out of nowhere.
An avid Grab user here!

user posted image
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wow...since Nov1
ericlaiys
post Nov 14 2023, 09:50 PM

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QUOTE(soul78 @ Nov 14 2023, 09:48 PM)
i can't brain why is this conpanies popping up with no extra benefits to give to the ppl?
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benefit = $$$.
Nowaday grab business not good. so where got money to pump in
ericlaiys
post Nov 14 2023, 10:15 PM

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QUOTE(soul78 @ Nov 14 2023, 09:54 PM)
at least offer la 0 annual fee for cc..

since they gonna save in office, staff and utilities by being digital..
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dont think they will offer credit card in early day. Only debit card[plan]. Credit card now with Maybank - Grab CC

This post has been edited by ericlaiys: Nov 14 2023, 10:17 PM
ericlaiys
post Nov 14 2023, 10:25 PM

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QUOTE(Raddus @ Nov 14 2023, 10:21 PM)
I don’t understand the difference

Isnt all banks already digital? Even public bank got online banking
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that is different. GXBank no physical office like branches that u can visit to do any transaction
ericlaiys
post Nov 14 2023, 11:09 PM

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QUOTE(Raddus @ Nov 14 2023, 10:27 PM)
So basically its a worse bank
No physical customer service
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that why it called digital bank . same as rize

QUOTE(caviars @ Nov 14 2023, 10:38 PM)
How to deposit cash?
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online dude. one way is fpx

QUOTE(Ttbatdtptsm @ Nov 14 2023, 10:41 PM)
I think using MAE Maybank , u wont miss anything . More importantly covered under pidm ?
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https://www.pidm.gov.my/en/how-we-protect-y...aysia)%20Berhad
ericlaiys
post Nov 24 2023, 10:36 PM

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Yeah ! got RM28 from grab. When can get virtual & physical card?
more stable than rize

This post has been edited by ericlaiys: Nov 24 2023, 10:37 PM
ericlaiys
post Nov 25 2023, 01:07 AM

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QUOTE(XweienX @ Nov 24 2023, 11:58 PM)
Got card coming. 1% cashback. No markup when used overseas.

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say it on website. look beautiful. but not sure when can get virtual and digital cards
ericlaiys
post Nov 25 2023, 01:08 AM

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QUOTE(WaterBuffalo @ Nov 25 2023, 12:09 AM)
Meanwhile there’s story GxS in Singapore is losing money and staffs are frustrated because management is directionless.
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all activities pump money sure losing money.
ericlaiys
post Nov 25 2023, 01:11 AM

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QUOTE(Natsukashii @ Nov 25 2023, 01:07 AM)
Yes it's like MAE and TnG.

Hassle free enrollment.
That's the part I'm concerned too, but maybe will just use it while it's available..

If they're struggling in Singapore, they gonna struggle more here.. because no shariah.

In facebook, a lot of rejection because of no shariah and.. also it's grab.
Yes, looking forward to this. Cashback won't apply for ewallet topup though.

No markup when used overseas means, is it equally like (and possibly better than) bigpay?
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syariah is not applicable for non bumiputera. anyway, they can opt for rize if so concern on it.
ericlaiys
post Nov 25 2023, 09:25 AM

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QUOTE(poco loco @ Nov 25 2023, 02:28 AM)
is there a limit of deposit for the 3% anual interest?
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based on what I read is unlimited. enjoy while it lasts. SG side capped once a certain period.
Sure will be capped when more users come in else they are burning $$$.
technique same as grab point....start 20x....then lower it once become so popular and no more cash
ericlaiys
post Nov 25 2023, 09:28 AM

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QUOTE(lagenda110 @ Nov 25 2023, 01:35 AM)
pump first then regret
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no choice, marketing strategy. this marketing money cannot save .else where got people want to join if no benefit. Once pump more features and usage into gxbank, sure will cut down benefit.
it's norm
ericlaiys
post Nov 25 2023, 12:58 PM

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QUOTE(koja6049 @ Nov 25 2023, 11:32 AM)
where? I can only see maybank, no other banks
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update your grab app
ericlaiys
post Nov 25 2023, 01:48 PM

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the card will charge rm12. https://soyacincau.com/2023/11/25/gxbank-to...mited-cashback/
excited waiting for it
ericlaiys
post Nov 25 2023, 07:20 PM

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QUOTE(Natsukashii @ Nov 25 2023, 04:04 PM)
Of course it doesn't apply to non bumi

I mean, if in Singapore which is mostly non also they struggle

Here, non bumi is minority only, they might struggle too.. they need something shariah.
If they gonna cap, should just mention it's only temporary promo.

If cap, better put in TnG I guess, but TnG no PIDM

I think Rize also promo only.. I don't have Rize.
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based on license awarded in malaysia, gxbank is not shariah. so not a concern here. Quote took from bnm:

A. The following applicants are to be licensed under the Financial Services Act 2013 (FSA):

a consortium of Boost Holdings Sdn. Bhd. and RHB Bank Berhad;

a consortium led by GXS Bank Pte. Ltd. and Kuok Brothers Sdn. Bhd; and

a consortium led by Sea Limited and YTL Digital Capital Sdn Bhd.

B. The following applicants are to be licensed under the Islamic Financial Services Act 2013 (IFSA):

a consortium of AEON Financial Service Co., Ltd., AEON Credit Service (M) Berhad and MoneyLion Inc.; and

a consortium led by KAF Investment Bank Sdn. Bhd.
ericlaiys
post Nov 26 2023, 03:57 PM

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QUOTE(lowyatym @ Nov 26 2023, 01:36 PM)
Hi all, I've just registered under their waiting list. How long does it takes for you guys to receive invitation to open account with them? TQQQ
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depend on them. i've submitted a month ago. now it really depend if they want to extend beyond 20k and meet their objective based on their beta test requirement.
now we are waiting for debit card to open. So far my feedback:
a) Instant deposit and withdrawal
-FPX, Duitnow
b) Daily interest working. Bank in 12.00 am
c) Duitnow working - Get rm8
d) Get rm20 for deposit more than 100
e) Pocket working- way better than rize- can add, delete, modify
f) Link with grab app and select gxbank as payment is working
g) Grab unlimited Plan - 6 month is working. Refunded after 1 day
h) statement - waiting for end of month
i) Notification via email is working on every activity
j) App is working smooth with passcode and fingerprint.
k) Easy to communicate with CS via chat. Responsive

Last month app ver 1.3.1. After a month - 1.4.9, Now hope malaysia debit card release soon as SG just release this week
Excited to wait for next features as been using grab since beginning
a) Grab wallet 20x point ....till now
b) Grab Maybank CC
c) Now GXBank....

Setback found:
a) No save account number when transferring out via acc number. cannot save favorite

This post has been edited by ericlaiys: Nov 27 2023, 06:42 PM
ericlaiys
post Nov 29 2023, 10:59 PM

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Duplicate forum- let move to https://forum.lowyat.net/index.php?act=ST&f=153&t=5416294
ericlaiys
post Dec 2 2023, 09:23 PM

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QUOTE(imboss.. @ Dec 2 2023, 09:10 PM)
This bank no atm/debit card with visa suported? Hpw to apply card after login?

List of fund transfer bank like cimb/mbb etc not listed in the their favorite payee.. even shopee payment not accept gxbank yet?

What the hell.. useless bank?
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got. i added mbb last week as fav. Dont add from app. do on website.
I even added from sc, hsbc, hlb, mbsb, pbb, uob, pbb. Some is not available on app. Shopee will support maribank (competitor) . So why they want to add gxbank? (may be later)

debit card cannot use mastercard? why must use visa? U just wait, it say coming soon. It is your choice, if u prefer visa, then dont apply when out. no one force u

One best option for visa use RIZE

i dont understand why people keep complaining like no shariah, visa, etc in forum & fb?

This post has been edited by ericlaiys: Dec 2 2023, 09:44 PM
ericlaiys
post Dec 4 2023, 08:58 AM

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QUOTE(songokujames @ Dec 4 2023, 08:53 AM)
Rize provide 5% for first 5k, 4% for the above. But their system seem not so stable.
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rize forget it. worse bank . unless you want your money missing. today rize cannot transfer again and dunno how many people missing money for today withdrawal.read their forum.
today day 4, my money still missing there

This post has been edited by ericlaiys: Dec 4 2023, 10:11 AM

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