Bank FD Collateral for Credit Card Approval, Or pledged fd
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 Jun 8 2023, 10:59 AM
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#1
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Junior Member
236 posts Joined: Sep 2008 
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this card is not difficult lah, the just give me even i dont have deposit account with them...
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Jun 8 2023, 11:13 AM
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#2
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 10:10 AM) world card oversea free cashback he is referring to this, but i getting this is due to its "4 mpd on up to S$2,000 of online spend per month"How many percent per month and maximum cap?   https://milelion.com/2023/03/24/review-dbs-...ans-world-card/ |
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Jun 8 2023, 01:33 PM
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#3
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 01:02 PM) You can get woman card? check the link i share I thought you are man?  |
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Jun 8 2023, 01:36 PM
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#4
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 01:01 PM) Singapore one or malaysia one? singapore lah, no need to be PR, just need to have EP...Are you singapore pr? |
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Jun 8 2023, 01:42 PM
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#5
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 01:38 PM) Kesian S pass cannot? dont know about S pass...Luckily hsbc bank sg and uob bank sg allow put fd 10,000 sgd i first come in already EP... and getting the first CC on second year first year was rejected, so i go apply the cashline after that apply CC, then only got the CC |
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Jun 8 2023, 02:06 PM
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#6
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 01:46 PM) https://www.dbs.com.sg/personal/loans/perso...wE&gclsrc=aw.ds not DBS, i get from OCBCIs it this one? So special Eligibility requirements Nationality Singaporean Citizen or Singapore Permanent Resident Age 21 – 70 years old Income Minimum Annual Income S$20,000 singapore CC is similar like Msia, you dont have credit profile, it will be hard for you to get CC. DBS is more difficult to start with, so go for others bank, like Citibank, once you have 1 CC, it will be easy for you to apply DBS one. https://www.ocbc.com/personal-banking/loans...yment-cash-loan |
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Jun 8 2023, 02:58 PM
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#7
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 02:07 PM) EasiCredit is a standby line of credit that lets you flexibly choose your repayment amount. yes.Ok,i understand now. This is like built a credit score payment record for you right? QUOTE(holymushroom @ Jun 8 2023, 02:08 PM) i apply for citibank card recently and got a switch for sign up promo. nothing good from HSBC, usually sign up for point, free gift...what is good about hsbc? When i look for cc i m just looking at the signup promo.. what is so attractive with other bank that must sign up with them? actually no leh, i m here only for 9 months but i m ep holder la, citi is quick and easy. my mandate card only 2~3 cards, but i got like 20+ different CC from different bank... |
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Jun 9 2023, 09:43 AM
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#8
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Jun 8 2023, 03:51 PM) You just keep for collection? they give, i take lohYou call hotline to cancel the card? usually the waive my annual fees automatically if they dont waive, then just cancel, only 1 single call |
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Aug 7 2023, 09:02 AM
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#9
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Junior Member
236 posts Joined: Sep 2008
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QUOTE(plouffle0789 @ Aug 5 2023, 03:09 AM) » Click to show Spoiler - click again to hide... « https://www.uob.com.sg/personal/cards/privi...metal-card.page im thinking to apply, but i only eligible for 40k miles not 80k miles |
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